Kane County property record for 632 Algona Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,245 sqft · built 1925 |
| Lot Size | 0.279 acres (12,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,500 (Nov 2003) |
| Tax Bill | $5,949 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-428-018 |
| Primary APN | 06-12-428-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 1,907 sqft |
| Basement Area | 662 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 12,144 sqft (0.279 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 632 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIR GROUND ADDN LOT 7 BLOCK 3 |
| Legal Subdivision | FAIR GROUND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 850800 |
632 Algona Ave is owned and occupied by two individuals who bought it in November 2003.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 ALGONA AVE, ELGIN, IL 60120-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2003 · Amount on File |
| Deed Sale | Nov 10, 2003 · Amount on File |
| Prior Sale | Sep 18, 2002 · Amount on File |
| Deed Document Number | 2003196577 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 632 Algona Ave was $5,949 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,949.00 Homeowner's exemption | $85,980 (+8.57%) Land $22,762 Building $63,218 | $258,043 (+8.57%) Land $68,313 Building $189,730 |
| 2024 | $79,193 Land $20,965 Building $58,228 | $237,674 Land $62,920 Building $174,754 | |
| 2022 | $5,068.00 (+4.71%) Homeowner's exemption | $65,237 (+6.96%) Land $17,270 Building $47,967 | $195,711 (+6.96%) Land $51,810 Building $143,901 |
| 2021 | $4,840.00 Homeowner's exemption | $60,992 Land $16,146 Building $44,846 | $182,976 Land $48,438 Building $134,538 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 632 Algona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 632 Algona Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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