Monroe County property record for 64 Front St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,213 sqft · built 1989 |
| Lot Size | 0.115 acres (5,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,400,000 (Jan 2025) |
| Tax Bill | $29,820 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00006700-000500 |
| Primary APN | 00006700-000500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,213 sqft Living Area |
| 1st Floor Area | 3,213 sqft |
| Attic | Attic |
| Attic Area | 285 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 5,007 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 61 ft wide |
| Garage Type | Carport |
| Garage Area | 285 sqft |
| Carport | Carport |
| Carport Area | 285 sqft |
| Pool Area | 378 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,062 sqft |
| Deck Area | 390 sqft |
| Patio Area | 898 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 8732716 |
|---|---|
| Street Address | 64 FRONT ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HPS |
| Legal Description | KW PT LOTS 2 - 3 BLK 40 OR1005-78 OR1005-190 OR1029-2037 OR1077-641 OR1224-2208 OR1272-715 OR1272-718 OR1353-1670 OR1638-1437 OR1985-916 OR2610-1315 OR2971-0979 OR3239-0751 OR3307-0505 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST |
| Legal Block | 40 |
| Legal Lot Number | 2-3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the US Naval Station listed 1984 · 22 contributing resources · NRIS 84000915 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
64 Front St is owned and occupied by two individuals who bought it in January 2025.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 FRONT ST, KEY WEST, FL 33040-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jun 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Aug 21, 2023 · Amount on File |
| Deed Document Number | 20252485884 |
| Deed Book / Page | 3307 / 505 |
| Prior Transfer Date | Jun 12, 2019 |
| Prior Transfer Doc | 0029710979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 21, 2023 |
| Property Address | 64 FRONT ST, KEY WEST, FL 33040-8308 |
| Document Number | 0032390751 |
| Book / Page | 3239 / 751 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2429175 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 789 E LAMONT RD, HUNTINGTON, IN 46750-9679 |
| Name | Verified Name |
|---|---|
| Address | 268 RUGBY CT, ARNOLD, MD 21012-2128 |
| Document Number | 0032390754 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 3239/754 |
| Instrument | 2429176 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 21, 2019 |
| Property Address | 64 FRONT ST, KEY WEST, FL 33040-8308 |
| Document Number | 0029710979 |
| Book / Page | 002971 / 000979 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 2225829 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 64 FRONT ST KEY WEST FL 330408308, KEY WEST, FL 33040-8308 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,564,799 Land $2,353,290 Building $1,211,509 | $3,564,799 Land $2,353,290 Building $1,211,509 | |
| 2024 | $29,820.00 (-4.74%) | ||
| 2023 | $31,305.00 (+19.06%) | $4,273,189 (+31.84%) Land $3,004,200 Building $1,268,989 | $4,273,189 (+31.84%) Land $3,004,200 Building $1,268,989 |
| 2022 | $26,294.00 | $3,241,160 Land $1,957,737 Building $1,283,423 | $3,241,160 Land $1,957,737 Building $1,283,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 64 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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