106 Front St, Key West, FL 33040 Property Records

Monroe County property record for 106 Front St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,222 sqft · built 1999
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$100 (Jan 2019)
Tax Bill	$36,672 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jan 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00004590-000900`

Property Details

APN / Parcel Number

Primary APN	`00004590-000900`
Alternative APNs	`01010100004590000900` `8732554`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,222 sqft Living Area
Gross Area	4,907 sqft
1st Floor Area	4,222 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Other
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	685 sqft
Pool Area	400 sqft
Porch	Slab
Porch Area	1,094 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8732554
Street Address	106 FRONT ST
City	KEY WEST
State	FL
Zip	33040-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT SQR 27 AND THOMAS ST EXTENDED (A/K/A LOT 112) .1722 AC OR1005-78/128 OR1005-190/01 OR1131-1948/49R/S OR2945-1546 OR3178-0846
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 26 & 27
Legal Block	26
Legal Lot Number	112
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2045
Census Tract	972500

Owner

Source: Monroe County records · APN 00004590-000900

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 3000, SOUTHAMPTON, NY 11969-3000
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Jan 20, 1994 · Amount on Record
Deed Document Number	20192202771
Deed Book / Page	2945 / 1546
Last Transfer Date	Feb 11, 2022
Transfer Doc	0031780846
Record Updated	Jun 08, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jun 09, 2022
Property Address	106 FRONT ST, KEY WEST, FL 33040-8310
Document Number	0031780846
Book / Page	3178 / 846
Instrument Date	May 11, 2022
Instrument	2378996
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3000, SOUTHAMPTON, NY 11969-3000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3000, SOUTHAMPTON, NY 11969-3000

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 22, 2019
Property Address	106 FRONT ST, KEY WEST, FL 33040-8310
Document Number	0029451546
Book / Page	002945 / 001546
Instrument Date	Jan 16, 2019
Instrument	2202771
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3000 SOUTHAMPTON NY 119693000, SOUTHAMPTON, NY 11969-3000

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,672.00 (+0.01%)	$4,390,013 (-14.22%) Land $2,749,500 Building $1,640,513	$4,390,013 (-14.22%) Land $2,749,500 Building $1,640,513
2024	$36,667.00 (-2.55%)
2023	$37,627.00 (+18.91%)	$5,117,847 (+31.38%) Land $3,510,000 Building $1,607,847	$5,117,847 (+31.38%) Land $3,510,000 Building $1,607,847
2022	$31,642.00	$3,895,407 Land $2,287,350 Building $1,608,057	$3,895,407 Land $2,287,350 Building $1,608,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the US Naval Station listed 1984 · 22 contributing resources · NRIS 84000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile USA, Verizon.

Based on FCC filings for 334 locations within half a mile of this property.

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