54 Front St, Key West, FL 33040 Property Records

Monroe County property record for 54 Front St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,024 sqft · built 1996
Lot Size0.116 acres (5,047 sqft)
OwnerCompany Name on Record
Last Sale$2,637,500 (Jun 2019)
Tax Bill$18,438 (2025)
Deeds & MortgagesJun 2019 Sale
Flood ZoneZone AE (high risk)
APN00006700-000703

Property Details

APN / Parcel Number

Primary APN00006700-000703
Alternative APNs
  • 01010100006700000703
  • 8790694

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,024 sqft Living Area
1st Floor Area3,024 sqft
AtticAttic
Attic Area332 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2018
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,047 sqft (0.116 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeCarport
Garage Area332 sqft
CarportCarport
Carport Area332 sqft

Exterior Amenities

Pool Area161 sqft
PorchSlab
Porch Area504 sqft
Deck Area51 sqft
Patio Area738 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number8790694
Street Address54 FRONT ST
CityKEY WEST
StateFL
Zip33040-8308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHPS
Legal DescriptionKW PT LOT 3 SQR 40 (A/K/A LOT 110) (.1160 AC) OR1097-617/619 OR1171-1337/1338 OR1349-1616/19 OR2970-2464
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 40 LTS 02-03
Legal Lot Number3,110
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2030
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the US Naval Station
listed 1984 · 22 contributing resources · NRIS 84000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address54 FRONT ST, KEY WEST, FL 33040-8308
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleApr 19, 1995 · Amount on Record
Deed Document Number20192225513
Deed Book / Page2970 / 2464
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 19, 2019
Property Address54 FRONT ST, KEY WEST, FL 33040-8308
Document Number0029702464
Book / Page002970 / 002464
Instrument DateJun 17, 2019
Instrument2225513
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$18,462.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address506 EMMA ST KEY WEST FL 330408306, KEY WEST, FL 33040-8306

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,438.00 (+3.22%) Homeowner's exemption$2,214,665 (+5.99%)$3,356,470 (-15.19%) Land $2,348,369 Building $1,008,101
2024$17,862.00 (+1.53%)
2023$17,593.00 (+4.41%) Homeowner's exemption$2,089,564 (+3%)$3,957,821 (+35.36%) Land $2,997,918 Building $959,903
2022$16,850.00 Homeowner's exemption$2,028,703$2,924,005 Land $1,953,643 Building $970,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Hotwire Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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