Monroe County property record for 103 Front St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,200 sqft · built 1918 |
| Lot Size | 0.204 acres (8,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Apr 1997) |
| Tax Bill | $35,715 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00004590-002157 |
| Primary APN | 00004590-002157 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,200 sqft Living Area |
| 1st Floor Area | 4,370 sqft |
| Flooring | Wood |
| Interior Walls | Masonry |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,880 sqft (0.204 acres) |
| Garage Type | Covered |
| Garage Area | 357 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 170 sqft |
| Deck Area | 1,052 sqft |
| Patio Area | 1,859 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 8849389 |
|---|---|
| Street Address | 103 FRONT ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HPRD |
| Legal Description | KW PT LOTS 2 & 3 SQR 28 (.2023 AC) OR1307-1729 OR1307-1732/35 OR1307-1736/39 OR1329-1340/44 OR1331-518/21 OR1332-323/76 OR1350-671/672P/R OR1350-678/680 OR1353-174/4 OR1378-1008/09P/R OR1438-895/896 OR1445-1746/47Q/C OR1453-2324/25 (RE 459-002161 & R |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 26 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the US Naval Station listed 1984 · 22 contributing resources · NRIS 84000915 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 HICKMAN CIR, SANFORD, FL 32771-6904 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 1997 · Amount on Record |
| Deed Sale | Apr 28, 1997 · Amount on Record |
| Prior Sale | May 1, 1994 · Amount on Record |
| Deed Book / Page | 1453 / 2324 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,715.00 (+4.21%) | $4,273,714 (+5.05%) Land $3,072,300 Building $1,201,414 | $4,273,714 (+5.05%) Land $3,072,300 Building $1,201,414 |
| 2024 | $34,272.00 (+5.07%) | ||
| 2023 | $32,619.00 (+14.82%) | $4,068,145 (+20.06%) Land $2,910,600 Building $1,157,545 | $4,068,145 (+20.06%) Land $2,910,600 Building $1,157,545 |
| 2022 | $28,409.00 | $3,388,295 Land $2,402,400 Building $985,895 | $3,388,295 Land $2,402,400 Building $985,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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