Monroe County property record for 108 Front St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,788 sqft · built 1995 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $139,000 (Jan 1994) |
| Tax Bill | $9,787 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00004590-000906 |
| Primary APN | 00004590-000906 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 1,788 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 449 sqft |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 522 sqft |
| Patio Area | 172 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8772891 |
|---|---|
| Old Parcel Number | 01010100004590000906 |
| Street Address | 108 FRONT ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW PT SQR 27 & THOMAS ST EXTENDED (.115 AC) (A/K/A LOT 111) OR1123-2205/2207 OR1290-1505/1506 OR1613-1207/09F/J |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 27 |
| Legal Lot Number | 111 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the US Naval Station listed 1984 · 22 contributing resources · NRIS 84000915 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 Front St is owned by a company that bought it in January 1994 and is owner-occupied.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 108 FRONT ST, KEY WEST, FL 33040-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 1994 · Amount on File |
| Deed Sale | Jan 24, 1994 · Amount on File |
| Deed Document Number | 0129001505 |
| Deed Book / Page | 01290 / 01505 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205,714 | $3,190,761 Land $2,350,000 Building $840,761 | |
| 2024 | $9,787.00 (+1.6%) | ||
| 2023 | $9,633.00 (+4.45%) Homeowner's exemption | $1,137,606 (+3%) | $3,798,453 (+37.5%) Land $3,000,000 Building $798,453 |
| 2022 | $9,223.00 Homeowner's exemption | $1,104,472 | $2,762,439 Land $1,955,000 Building $807,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures