64 Bruce Cir, Esko, MN 55733 Property Records

Carlton County property record for 64 Bruce Cir, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1952
Lot Size	0.939 acres (40,928 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Apr 2014)
Tax Bill	$3,360 (2026)
Deeds & Mortgages	Apr 2014 Mortgage Mar 2011 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0500`

Property Details

APN / Parcel Number

Primary APN	`78-410-0500`
Alternative APN	`28118`

Interior

Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	40,928 sqft (0.939 acres)

Location & Zoning

Account Number	28118
Street Address	64 BRUCE CIR
City	ESKO
State	MN
Zip	55733-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	25
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2027
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 BRUCE CIR, ESKO, MN 55733-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2014	Deed of Trust, Mortgage UNITED STATES OF AMERICA
Mar 31, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 7, 2014	Warranty Deed, Transfer · Conventional Mortgage MIDWEST MINNESOTA COMMUNITY DEVELOPMENT
Jan 14, 2014	Quit Claim Deed, Transfer · Conventional Mortgage CONSUMER LOAN SERVICES LLC
Jun 3, 2008	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOANS
Jan 15, 2008	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE C
Apr 17, 2007	Sheriff's Deed, Foreclosure
Jan 6, 2006	Intrafamily Transfer, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2014 · Amount on Record
Deed Sale	Apr 7, 2014 · Amount on Record
Prior Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	2014455858
Prior Transfer Date	Dec 22, 2005
Prior Transfer Doc	0000398705
Record Updated	Sep 20, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000455860
Date	Apr 7, 2014
Instrument	A000455860

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Apr 4, 2047

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000436760
Date	Mar 31, 2011
Instrument	A000436760

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 7, 2014
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Document Number	A000455858
Instrument Date	Apr 4, 2014
Instrument	A000455858
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CARLTON COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 BRUCE CIR, ESKO, MN 55733-9709

Mortgage

Document Number	A000455859
Date	Apr 7, 2014
Instrument	A000455859

Lender

Name	MIDWEST MINNESOTA COMMUNITY DEVELOPMENT
Type	Non-Lending Institution
Address	DETROIT LAKES, MN 56501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2029

January 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 14, 2014
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Document Number	A000454840
Instrument Date	Dec 27, 2013
Instrument	A000454840
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 BRUCE CIR, ESKO, MN 55733-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 BRUCE CIR, ESKO, MN 55733-9709

Mortgage

Document Number	A000454841
Date	Jan 14, 2014
Instrument	A000454841

Lender

Name	CONSUMER LOAN SERVICES LLC
Type	Mortgage Company
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2044

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 3, 2008
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Document Number	A000417702
Instrument Date	Jun 2, 2008
Instrument	A000417702
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	64 BRUCE CIR, ESKO, MN 55733-9709

Mortgage

Document Number	A000417703
Date	Jun 3, 2008
Instrument	A000417703

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 15, 2008
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Document Number	A000415021
Instrument Date	Jan 7, 2008
Instrument	A000415021
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE C

Transaction

Amount	Amount Recorded
Tax	$329.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 FARMSTEAD RD, ESKO, MN 55733-9760

April 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 17, 2007
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Document Number	A000409059
Instrument Date	Apr 17, 2007
Instrument	A000409059
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 ALLEGHENY CENTER MALL, PITTSBURGH, PA 15212
Investor	Possibly a Property Investor

January 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Jan 6, 2006
Property Address	64 BRUCE CIR, ESKO, MN 55733-9709
Document Number	A000398705
Instrument Date	Dec 22, 2005
Instrument	A000398705
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	TITLE & CLOSING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$508.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 BRUCE CIR, ESKO, MN 55733-9709

Mortgage

Document Number	A000398706
Date	Jan 6, 2006
Instrument	A000398706

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Jan 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.87%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	13.8%

Mortgage

Document Number	A000398707
Date	Jan 6, 2006
Instrument	A000398707

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,360.00 (+7.35%) Homeowner's exemption
2025		$301,700 (+3.32%) Land $76,000 Building $225,700	$301,700 (+3.32%) Land $76,000 Building $225,700
2024	$3,130.00 Homeowner's exemption	$292,000 (+8.31%) Land $76,000 Building $216,000	$292,000 (+8.31%) Land $76,000 Building $216,000
2023	$3,130.00 Homeowner's exemption	$269,600 (-) Land $72,900 Building $196,700	$269,600 (-) Land $72,900 Building $196,700
2022		$269,600 Land $72,900 Building $196,700	$269,600 Land $72,900 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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