63 Bruce Cir, Esko, MN 55733 Property Records

Carlton County property record for 63 Bruce Cir, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	2.57 acres (112,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2026)
Tax Bill	$4,628 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0460`

Property Details

APN / Parcel Number

Primary APN	`78-410-0460`
Alternative APN	`28116`

Exterior

Lot Area	112,168 sqft (2.57 acres)

Location & Zoning

Account Number	28116
Street Address	63 BRUCE CIR
City	ESKO
State	MN
Zip	55733-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 AND THAT PT OF LT 21 LYING S OF FOL WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	21,23
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

Source: Carlton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 BRUCE CIR, ESKO, MN 55733-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK OF COMMERCE
Sep 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Dec 1, 2010	Deed of Trust, Mortgage · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC
Sep 18, 2009	Deed of Trust, Mortgage · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC
Mar 26, 2008	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL MORTGAGE & FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Deed Document Number	2026528126
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 7, 2026
Property Address	63 BRUCE CIR, ESKO, MN 55733-9709
Document Number	0000528126
Instrument Date	Jul 31, 2026
Instrument	2026528126
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	63 BRUCE CIR, ESKO, MN 55733-9709

Mortgage

Document Number	0000528127,
Date	Aug 7, 2026
Instrument	2026528127

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	63 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000493105
Date	Aug 4, 2020
Instrument	A000493105

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	63 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000470317
Date	Sep 13, 2016
Instrument	A000470317

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2036

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	63 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	RES TITLE, RELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000434540
Date	Dec 1, 2010
Instrument	A000434540

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2035

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	63 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000426858
Date	Sep 18, 2009
Instrument	A000426858

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2039

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	63 BRUCE CIR, ESKO, MN 55733-9709
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000416371
Date	Mar 26, 2008
Instrument	A000416371

Lender

Name	CENTENNIAL MORTGAGE & FUNDING INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,628.00 (+7.88%) Homeowner's exemption
2025		$401,500 (+3.35%) Land $104,600 Building $296,900	$401,500 (+3.35%) Land $104,600 Building $296,900
2024	$4,290.00 Homeowner's exemption	$388,500 (+8.43%) Land $104,600 Building $283,900	$388,500 (+8.43%) Land $104,600 Building $283,900
2023	$4,290.00 Homeowner's exemption	$358,300 (-) Land $98,600 Building $259,700	$358,300 (-) Land $98,600 Building $259,700
2022		$358,300 Land $98,600 Building $259,700	$358,300 Land $98,600 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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