55 Bruce Cir, Esko, MN 55733 Property Records

Carlton County property record for 55 Bruce Cir, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.914 acres (39,844 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2018)
Tax Bill	$3,428 (2026)
Deeds & Mortgages	Jun 2020 Refinance Aug 2010 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0220`

Property Details

APN / Parcel Number

Primary APN	`78-410-0220`
Alternative APN	`28105`

Exterior

Lot Area	39,844 sqft (0.914 acres)

Location & Zoning

Account Number	28105
Street Address	55 BRUCE CIR
City	ESKO
State	MN
Zip	55733-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	11
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

55 Bruce Cir is owned and occupied by an individual who bought it in July 2018.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55 BRUCE CIR, ESKO, MN 55733-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUPERIOR BANK FSB
Aug 31, 2010	Deed of Trust, Mortgage · Conventional Mortgage NORTHWOODS CREDIT UNION
Apr 12, 2006	Deed of Trust, Mortgage · Conventional Mortgage INDYMAC BANK FSB
Dec 21, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS OF MINNESOTA INC
Jul 18, 2018	Warranty Deed, Transfer WELLS FARGO BANK NA
Oct 7, 2009	Quit Claim Deed, Foreclosure WEST TITLE LLC
Oct 7, 2009	Limited Warranty Deed, Transfer WEST TITLE LLC
Dec 10, 2008	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Oct 7, 2009 · Amount on File
Deed Document Number	2018481288
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000492247
Date	Jun 24, 2020
Instrument	A000492247

Lender

Name	SUPERIOR BANK FSB
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000432757
Date	Aug 31, 2010
Instrument	A000432757

Lender

Name	NORTHWOODS CREDIT UNION
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Sep 1, 2024

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000400698
Date	Apr 12, 2006
Instrument	A000400698

Lender

Name	INDYMAC BANK FSB
Type	Bank
Address	PASADENA, CA 91101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Type Change Date	Mar 1, 2011
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000406578
Date	Dec 21, 2006
Instrument	A000406578

Lender

Name	COUNTRYWIDE HOME LOANS OF MINNESOTA INC
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2022

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 18, 2018
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Document Number	A000481288
Instrument Date	Jul 17, 2018
Instrument	A000481288
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BRUCE CIR, ESKO, MN 55733-9707

Mortgage

Document Number	A000481289
Date	Jul 18, 2018
Instrument	A000481289

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

October 2009: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 7, 2009
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Document Number	A000427219
Instrument Date	Sep 1, 2009
Instrument	A000427219
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026
Title Company	WEST TITLE LLC

Transaction

Tax	$1.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 W PARMER LN # D, D, AUSTIN, TX 78729-8101
Investor	Possibly a Property Investor

October 2009: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 7, 2009
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Document Number	A000427222
Instrument Date	Sep 1, 2009
Instrument	A000427222
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	WEST TITLE LLC

Transaction

Amount	Amount on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BRUCE CIR, ESKO, MN 55733-9707
Investor	Possibly a Property Investor

December 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARLTON MN
Recording Date	Dec 10, 2008
Property Address	55 BRUCE CIR, ESKO, MN 55733-9707
Document Number	A000421265
Instrument Date	Feb 6, 2006
Instrument	A000421265
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 W PARMER LN # D, D, AUSTIN, TX 78729-8101

Tax Assessment & Valuation

The 2026 property tax bill for 55 Bruce Cir was $3,428 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,428.00 Homeowner's exemption
2025		$307,100 (+3.54%) Land $73,900 Building $233,200	$307,100 (+3.54%) Land $73,900 Building $233,200
2024	$3,188.00 Homeowner's exemption	$296,600 (+8.21%) Land $73,900 Building $222,700	$296,600 (+8.21%) Land $73,900 Building $222,700
2023	$3,188.00 Homeowner's exemption	$274,100 (-) Land $71,000 Building $203,100	$274,100 (-) Land $71,000 Building $203,100
2022		$274,100 Land $71,000 Building $203,100	$274,100 Land $71,000 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Bruce Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Bruce Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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