52 Bruce Cir, Esko, MN 55733 Property Records

Carlton County property record for 52 Bruce Cir, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.491 acres (21,403 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Nov 2015)
Tax Bill	$4,618 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0580`

Property Details

APN / Parcel Number

Primary APN	`78-410-0580`
Alternative APN	`28122`

Exterior

Lot Area	21,403 sqft (0.491 acres)

Location & Zoning

Account Number	28122
Street Address	52 BRUCE CIR
City	ESKO
State	MN
Zip	55733-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 248447 WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	29
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2027
Census Tract	70300

Owner

52 Bruce Cir is owned and occupied by an individual who acquired it in June 2018.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	52 BRUCE CIR, ESKO, MN 55733-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HANCOCK MTG PARTNERS
Jun 9, 2016	Deed of Trust, Mortgage · Line of Credit PROCTOR FEDERAL CU
Jun 18, 2018	Quit Claim Deed, Transfer · FHA Mortgage HANCOCK MTG PARTNERS
Nov 24, 2015	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY/MU, PIONEER ABSTRACT TITLE COMPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on File
Deed Sale	Nov 24, 2015 · Amount on File
Deed Document Number	2015465854
Last Transfer Date	Jun 8, 2018
Transfer Doc	0000480718
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	52 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000472618
Date	Jan 24, 2017
Instrument	A000472618

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	52 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000504923
Date	Feb 28, 2022
Instrument	A000504923

Lender

Name	HANCOCK MTG PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	52 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000468620
Date	Jun 9, 2016
Instrument	A000468620

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Mar 8, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 18, 2018
Property Address	52 BRUCE CIR, ESKO, MN 55733-9707
Document Number	A000480718
Instrument Date	Jun 8, 2018
Instrument	A000480718
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	52 BRUCE CIR, ESKO, MN 55733-9707

Mortgage

Document Number	A000480719
Date	Jun 18, 2018
Instrument	A000480719

Lender

Name	HANCOCK MTG PARTNERS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 24, 2015
Property Address	52 BRUCE CIR, ESKO, MN 55733-9707
Document Number	A000465854
Instrument Date	Oct 28, 2015
Instrument	A000465854
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MU, PIONEER ABSTRACT TITLE COMPA

Transaction

Amount	Amount on Record
Tax	$39.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 9TH ST, CLOQUET, MN 55720-2358

Tax Assessment & Valuation

The 2026 property tax bill for 52 Bruce Cir was $4,618 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,618.00 Homeowner's exemption
2025		$402,000 (+4.09%) Land $53,300 Building $348,700	$402,000 (+4.09%) Land $53,300 Building $348,700
2024	$4,196.00 Homeowner's exemption	$386,200 (+9.65%) Land $53,300 Building $332,900	$386,200 (+9.65%) Land $53,300 Building $332,900
2023	$4,196.00 Homeowner's exemption	$352,200 (-) Land $51,500 Building $300,700	$352,200 (-) Land $51,500 Building $300,700
2022		$352,200 Land $51,500 Building $300,700	$352,200 Land $51,500 Building $300,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Bruce Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Bruce Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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