57 Bruce Cir, Esko, MN 55733 Property Records

Carlton County property record for 57 Bruce Cir, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,484 (2026)
Deeds & Mortgages	May 2026 Transfer Aug 2014 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0240`

Property Details

APN / Parcel Number

Primary APN	`78-410-0240`
Alternative APN	`28106`

Exterior

Lot Area	44,424 sqft (1.01 acres)

Location & Zoning

Account Number	28106
Street Address	57 BRUCE CIR
City	ESKO
State	MN
Zip	55733-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 290465 WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	12
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

Source: Carlton County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 BRUCE CIR, ESKO, MN 55733-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 12, 2014	Deed of Trust, Mortgage · Line of Credit CORNERSTONE STATE BANK
Aug 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 12, 2026
Transfer Doc	0000526786
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	May 18, 2026
Property Address	57 BRUCE CIR, ESKO, MN 55733-9707
Document Number	0000526786
Instrument Date	May 12, 2026
Instrument	2026526786
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	57 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000457721
Date	Aug 12, 2014
Instrument	A000457721

Lender

Name	CORNERSTONE STATE BANK
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	57 BRUCE CIR, ESKO, MN 55733-9707
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000445502
Date	Aug 24, 2012
Instrument	A000445502

Lender

Name	CORNERSTONE STATE BANK
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (+7.6%) Homeowner's exemption
2025		$311,600 (+3.32%) Land $76,000 Building $235,600	$311,600 (+3.32%) Land $76,000 Building $235,600
2024	$3,238.00 Homeowner's exemption	$301,600 (+8.53%) Land $76,000 Building $225,600	$301,600 (+8.53%) Land $76,000 Building $225,600
2023	$3,238.00 Homeowner's exemption	$277,900 (-) Land $72,900 Building $205,000	$277,900 (-) Land $72,900 Building $205,000
2022		$277,900 Land $72,900 Building $205,000	$277,900 Land $72,900 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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