639 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 639 Cherry St, Findlay, OH 45840 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1989
Lot Size	0.22 acres (9,601 sqft)
Owner	Company Name on File
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Aug 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`1011-181-25-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-25-004.000`
Alternative APN	`580000241800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	620 sqft
2nd Floor Area	360 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	639 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8357
Legal Subdivision	HULL ADD
Legal Lot Number	8357
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2006
Census Tract	800

Owner

Source: Hancock County records · APN 1011-181-25-004.000

Assessment roll updated May 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8155 TOWNSHIP ROAD 89, FINDLAY, OH 45840-9488
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 1994
Deed Sale	Jan 04, 1994
Prior Sale	Jul 26, 1990 · Amount on Record
Last Transfer Date	Jul 26, 2019
Transfer Doc	02560/4873
Record Updated	Sep 20, 2026

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 29, 2019
Property Address	639 CHERRY ST, FINDLAY, OH 45840-5751
Document Number	02560/4873
Book / Page	2560 / 4873
Instrument Date	Jul 26, 2019
Instrument	201900007259
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8155 TOWNSHIP ROAD 89, FINDLAY, OH 45840-9488
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00 (+8.73%)	$46,740 (+25.98%) Land $6,270 Building $40,470	$133,540 (+25.98%) Land $17,900 Building $115,640
2024	$1,352.00 (-0.15%)	$37,100 (-) Land $4,970 Building $32,130
2023	$1,354.00	$37,100 Land $4,970 Building $32,130
2022			$106,000 Land $14,210 Building $91,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
HDER Link	Fixed Wireless (unlicensed)	500 / 500
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Defiance Holdings, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.