631 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 631 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,407 sqft · built 1915
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual on Record
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`1011-181-25-007.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-25-007.000`
Alternative APN	`580000241830`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft
Basement Area	1,055 sqft
Unfinished Basement	1,055 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Patio Area	170 sqft
Canopy	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8360
Legal Subdivision	HULL ADD
Legal Lot Number	8360
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2006
Census Tract	800

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	631 CHERRY ST, FINDLAY, OH 45840-5751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 1994
Deed Sale	Jan 26, 1994
Last Transfer Date	Jul 20, 2023
Transfer Doc	02604/4323
Record Updated	Sep 20, 2026

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2023
Property Address	631 CHERRY ST, FINDLAY, OH 45840-5751
Document Number	02604/4323
Book / Page	2604 / 4323
Instrument Date	Jul 24, 2023
Instrument	202300004963
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CHERRY ST, FINDLAY, OH 45840-5751

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+14.72%) Homeowner's exemption Senior Citizen's exemption	$52,100 (+25.97%) Land $6,270 Building $45,830	$148,840 (+25.95%) Land $17,900 Building $130,940
2024	$1,121.00 (-2.18%)	$41,360 (-) Land $4,970 Building $36,390
2023	$1,146.00 (-0.87%) Homeowner's exemption Senior Citizen's exemption	$41,360 (-) Land $4,970 Building $36,390
2022	$1,156.00 Homeowner's exemption Senior Citizen's exemption	$41,360 Land $4,970 Building $36,390	$118,170 Land $14,210 Building $103,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: MetaLINK Technologies.

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