634 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 634 Cherry St, Findlay, OH 45840 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,156 sqft · built 1900
Lot Size0.22 acres (9,601 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Aug 2025)
Tax Bill$1,437 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1011-181-20-027.000

Property Details

APN / Parcel Number

Primary APN1011-181-20-027.000
Alternative APN
  • 580000241360

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,156 sqft Living Area
1st Floor Area1,156 sqft
Upper Floors Area1,156 sqft
Basement Area289 sqft
Unfinished Basement289 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions200 ft deep x 48 ft wide

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address634 CHERRY ST
CityFINDLAY
StateOH
Zip45840-5752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHULL ADD LOT 8308
Legal SubdivisionHULL ADD
Legal Lot Number8308
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2002
Census Tract800

Owner

Source: Hancock County records · APN 1011-181-20-027.000

Assessment roll updated May 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address634 CHERRY ST, FINDLAY, OH 45840-5752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2025Warranty Deed, Transfer
GM COLBURN FAMILY TRUST
Mar 29, 2022Survivorship Deed, Transfer · FHA Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 04, 2021Intrafamily Transfer, Transfer
Mar 07, 2017Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2025 · Amount on Record
Deed SaleAug 06, 2025 · Amount on Record
Prior SaleMar 07, 2017 · Amount on Record
Deed Document Number20256735
Deed Book / Page2621 / 3578
Prior Transfer DateJun 04, 2021
Prior Transfer Doc2582/5006
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateAug 06, 2025
Property Address634 CHERRY ST, FINDLAY, OH 45840-5752
Document Number02621/3578
Book / Page2621 / 3578
Instrument DateAug 01, 2025
Instrument202500006735
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyPM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CHERRY ST, FINDLAY, OH 45840-5752

Mortgage

Document Number202500006736
DateAug 06, 2025
Instrument202500006736
Lender
NameGM COLBURN FAMILY TRUST
TypePrivate Party
Agreement
AmountAmount Recorded

March 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHANCOCK OH
Recording DateMar 29, 2022
Property Address634 CHERRY ST, FINDLAY, OH 45840-5752
Document Number0002593/54
Book / Page2593 / 54
Instrument DateMar 22, 2022
Instrument202200002891
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CHERRY ST, FINDLAY, OH 45840-5752

Mortgage

Document Number202200002892
DateMar 29, 2022
Instrument202200002892
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Mortgage

Document Number0002593/71
DateMar 29, 2022
Book Page2593/71
Instrument202200002893
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressFINDLAY, OH 45840
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateJun 04, 2021
Property Address634 CHERRY ST, FINDLAY, OH 45840-5752
Document Number2582/5006
Book / Page2582 / 5006
Instrument DateJun 04, 2021
Instrument202100006556
Transaction TypeTransfer
Record UpdatedJun 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CHERRY ST, FINDLAY, OH 45840-5752

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMar 07, 2017
Property Address634 CHERRY ST, FINDLAY, OH 45840-5752
Document Number02515/0963
Book / Page2515 / 0963
Instrument DateFeb 28, 2017
Instrument201700001967
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9634 CHERY ST, FINDLAY, OH 45840

Mortgage

Document Number201700001968
DateMar 07, 2017
Instrument201700001968
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,437.00 (+8.78%) Homeowner's exemption$46,890 (+26.01%) Land $6,270 Building $40,620$133,950 (+25.99%) Land $17,900 Building $116,050
2024$1,321.00 (-0.15%)$37,210 (-) Land $4,970 Building $32,240
2023$1,323.00 Homeowner's exemption$37,210 Land $4,970 Building $32,240
2022$106,320 Land $14,210 Building $92,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
HDER LinkFixed Wireless (unlicensed)500 / 500
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
Defiance HoldingsFixed Wireless200 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Amplex Electric. Availability varies by address; speeds are provider-advertised maximums, not measured.

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