633 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 633 Cherry St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1900
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (May 2002)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-181-25-006.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-25-006.000`
Alternative APN	`580000241820`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Upper Floors Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	633 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8359
Legal Subdivision	HULL ADD
Legal Lot Number	8359
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2006
Census Tract	800

Owner

Source: Hancock County records · APN 1011-181-25-006.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	633 CHERRY ST, FINDLAY, OH 45840-5751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jul 14, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 25, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2002 · Amount on Record
Deed Sale	May 17, 2002 · Amount on Record
Prior Sale	May 26, 1987 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Jul 20, 2026
Property Address	633 CHERRY ST, FINDLAY, OH 45840-5751
Document Number	0000005409
Book / Page	2631 / 1045
Instrument Date	Jul 13, 2026
Instrument	20265409
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	633 CHERRY ST, FINDLAY, OH 45840-5751

Mortgage

Document Number	0000005409,
Date	Jul 20, 2026
Book Page	2631/1045
Instrument	20265409

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	633 CHERRY ST, FINDLAY, OH 45840-5751
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002596/994
Date	Jul 14, 2022
Book Page	2596/994
Instrument	202200006503

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 01, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	633 CHERRY ST, FINDLAY, OH 45840-5751
Transaction Type	Mortgage
Record Updated	May 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2537/0365
Date	Apr 25, 2018
Book Page	2537/0365
Instrument	201800003186

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,447.00 (+8.55%)	$47,210 (+25.99%) Land $6,270 Building $40,940	$134,870 (+25.96%) Land $17,900 Building $116,970
2023	$1,333.00 Homeowner's exemption	$37,470 Land $4,970 Building $32,500
2022			$107,070 Land $14,210 Building $92,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
HDER Link	Fixed Wireless (unlicensed)	500 / 500
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Defiance Holdings, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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