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645 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 645 Cherry St, Findlay, OH 45840 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,770 sqft · built 1920
Lot Size0.22 acres (9,601 sqft)
OwnerIndividual Name on File
Last Sale$11,333 (Oct 2023)
Tax Bill$1,717 (2025)
Deeds & MortgagesJul 2026 Sale
Sep 2025 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN1011-181-25-003.000

Property Details

APN / Parcel Number

Primary APN1011-181-25-003.000
Alternative APN
  • 580000241790

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,504 sqft
Basement Area532 sqft
Unfinished Basement532 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions200 ft deep x 48 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 CHERRY ST
CityFINDLAY
StateOH
Zip45840-5751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHULL ADD LOT 8356
Legal SubdivisionHULL ADD
Legal Lot Number8356
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2006
Census Tract800

Owner

Source: Hancock County records · APN 1011-181-25-003.000

Assessment roll updated May 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 CHERRY ST, FINDLAY, OH 45840-5751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 12, 2025Transfer on Death Deed, Transfer
Oct 17, 2023Intrafamily Transfer, Transfer
Feb 02, 2006Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleAug 01, 1988 · Amount on Record
Deed Document Number20236923
Deed Book / Page2606 / 3030
Last Transfer DateMar 19, 2024
Transfer Doc0000001940
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJul 16, 2026
Property Address645 CHERRY ST, FINDLAY, OH 45840-5751
Document Number0000005312
Book / Page2631 / 426
Instrument DateJul 02, 2026
Instrument20265312
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CHERRY ST, FINDLAY, OH 45840-5751

September 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateSep 12, 2025
Property Address645 CHERRY ST, FINDLAY, OH 45840-5751
Document Number02622/3569
Book / Page2622 / 3569
Instrument DateAug 05, 2025
Instrument202500007736
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateOct 17, 2023
Property Address645 CHERRY ST, FINDLAY, OH 45840-5751
Document Number02606/3030
Book / Page2606 / 3030
Instrument DateSep 23, 2023
Instrument202300006923
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address645 CHERRY ST, FINDLAY, OH 45840-5751

February 2006: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateFeb 02, 2006
Property Address645 CHERRY ST, FINDLAY, OH 45840-5751
Document Number002286/268
Book / Page2286 / 268
Instrument DateJan 26, 2006
Instrument200600001320
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address645 CHERRY ST, FINDLAY, OH 45840-5751

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CHERRY ST, FINDLAY, OH 45840-5751

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,717.00 (+8.74%) Homeowner's exemption$55,990 (+25.99%) Land $6,270 Building $49,720$159,950 (+25.97%) Land $17,900 Building $142,050
2024$1,579.00 (-0.13%)$44,440 (-) Land $4,970 Building $39,470
2023$1,581.00 Homeowner's exemption$44,440 Land $4,970 Building $39,470
2022$126,970 Land $14,210 Building $112,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
29 of 32 on primary residences
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017, rainfall accumulation
Flood Events
  • Severe Storms, Flooding, And Tornadoes (Aug 2007), 110 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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