637 Walnut St, Unit 8, Cincinnati, OH 45202 Property Records

Hamilton County property record for 637 Walnut St, Unit 8, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,762 sqft · built 1840
Owner	2 Trust Names on File
Last Sale	$465,000 (Jun 2017)
Tax Bill	$10,781 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-0002-0262-00`

Property Details

APN / Parcel Number

Primary APN	`077-0002-0262-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
1st Floor Area	963 sqft
2nd Floor Area	799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	10 ft Width
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	637 WALNUT ST UNIT 8, 8
City	CINCINNATI
State	OH
Zip	45202-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 8 10.11% GIBSON LOFT CONDOMINIUMS
Legal Subdivision	GIBSON LOFT CONDOS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3028
Census Tract	700

Owner

637 Walnut St, Unit 8 is owner-occupied and held in a trust since June 2017.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	637 WALNUT ST UNIT 8, 8, CINCINNATI, OH 45202-2561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Apr 2, 2010 · Amount on File
Deed Document Number	17-0049238
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	637 WALNUT ST UNIT 8, 8, CINCINNATI, OH 45202-2561
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027626
Date	Mar 4, 2021
Book Page	14367/787
Instrument	2021-0027626

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 2, 2017
Property Address	637 WALNUT ST UNIT 8, 8, CINCINNATI, OH 45202-2561
Document Number	0000009238
Map Reference	MB 374 PG 1
Instrument Date	May 3, 2017
Instrument	17-0049238
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	637 WALNUT ST UNIT 8, 8, CINCINNATI, OH 45202-2561

Mortgage

Document Number	0000009239
Date	Jun 2, 2017
Instrument	17-0049239

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 637 Walnut St, Unit 8 was $10,781, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,781.00 (+2.95%)	$168,168 (-) Land $18,200 Building $149,968
2024	$10,472.00 (-2.09%)	$168,168 (-) Land $18,200 Building $149,968
2023	$10,696.00 (-11.08%)	$168,168 (-1.59%) Land $18,200 Building $149,968	$480,480 Land $52,000 Building $428,480
2022	$12,029.00 Homeowner's exemption	$170,891 Land $13,048 Building $157,843
2020			$488,260 Land $37,280 Building $450,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Walnut St, Unit 8 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Walnut St, Unit 8 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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