637 Walnut St, Unit 2, Cincinnati, OH 45202 Property Records

Hamilton County property record for 637 Walnut St, Unit 2, Cincinnati, OH 45202

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,693 sqft · built 1840
OwnerIndividual Name on File
Last Sale$430,000 (Dec 2020)
Tax Bill$9,669 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077-0002-0256-00

Property Details

APN / Parcel Number

Primary APN077-0002-0256-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,693 sqft Living Area
1st Floor Area1,693 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Architectural StyleConventional
Exterior MaterialBrick
Lot Width9 ft Width
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address637 WALNUT ST UNIT 2, 2
CityCINCINNATI
StateOH
Zip45202-2557
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2 9.65% GIBSON LOFT CONDOMINIUMS
Legal SubdivisionGIBSON LOFT CONDO
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3028
Census Tract700

Owner

637 Walnut St, Unit 2 is owned by an individual who bought it in December 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4021 EVANGELINE TER, OLNEY, MD 20832-2933
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTH SIDE FEDERAL S & L ASSN
Dec 29, 2020Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK
Oct 29, 2019Warranty Deed, Transfer · Conventional Mortgage
SIBCY CLINE MORTGAGE SERVICES INC
Jul 25, 2018Deed of Trust, Mortgage · Line of Credit
NORTH SIDE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleOct 29, 2019 · Amount on File
Deed Document Number0000137346
Deed Book / Page014323 / 001038
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address637 WALNUT ST UNIT 2, 2, CINCINNATI, OH 45202-2557
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030014
DateMar 22, 2022
Book Page14629/3749
Instrument2022-0030014
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateApr 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.5%
IndexOther
Max Rate7.5%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address637 WALNUT ST UNIT 2, 2, CINCINNATI, OH 45202-2557
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008839
DateJan 27, 2017
Instrument17-0008839
Lender
NameNORTH SIDE FEDERAL S & L ASSN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 29, 2020
Property Address637 WALNUT ST UNIT 2, 2, CINCINNATI, OH 45202-2557
Document Number0000137346
Book / Page014323 / 001038
Instrument DateDec 12, 2020
Instrument137346
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 WALNUT ST #2 CINCINNATI OH 452022557, 2, CINCINNATI, OH 45202-2557

Mortgage

Document Number137347
DateDec 29, 2020
Book Page000374/004032
Instrument137347
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 28, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 29, 2019
Property Address637 WALNUT ST UNIT 2, 2, CINCINNATI, OH 45202-2557
Document Number0000094051
Book / Page14033 / 01040
Map ReferenceMB 9195 PG 4075
Instrument DateOct 24, 2019
Instrument2019-0094051
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPRIORITY NATIONAL TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address637 WALNUT ST UNIT 2, 2, CINCINNATI, OH 45202-2557

Mortgage

Document Number0000094052
DateOct 29, 2019
Instrument2019-0094052
Lender
NameSIBCY CLINE MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address637 WALNUT ST UNIT 2, 2, CINCINNATI, OH 45202-2557
Document Number0000069492
Instrument DateJul 25, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address637 WALNUT ST CINCINNATI OH 452022557, CINCINNATI, OH 45202-2557

Mortgage

Document Number0000069492
DateAug 8, 2018
Book Page013727/001436
Instrument69492
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 637 Walnut St, Unit 2 was $9,669, up 3.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,669.00 (+3.27%)$150,500 (-) Land $18,200 Building $132,300
2024$9,363.00 (-2.41%)$150,500 (-) Land $18,200 Building $132,300
2023$9,594.00 (+3.47%)$150,500 (+14.67%) Land $18,200 Building $132,300$430,000 Land $52,000 Building $378,000
2022$9,272.00 Homeowner's exemption$131,250 Land $18,375 Building $112,875
2020$375,000 Land $52,500 Building $322,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Walnut St, Unit 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Walnut St, Unit 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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