637 Walnut St, Unit 3, Cincinnati, OH 45202 Property Records

Hamilton County property record for 637 Walnut St, Unit 3, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 1,034 sqft · built 1840
Owner	Individual Name on File
Last Sale	$234,400 (Jun 2003)
Tax Bill	$7,477 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-0002-0257-00`

Property Details

APN / Parcel Number

Primary APN	`077-0002-0257-00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	6 ft Width
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	637 WALNUT ST UNIT 3, 3
City	CINCINNATI
State	OH
Zip	45202-2557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3 5.92% GIBSON LOFT CONDOMINIUMS
Legal Subdivision	GIBSON LOFT CONDOS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3028
Census Tract	700

Owner

637 Walnut St, Unit 3 is owned and occupied by an individual who bought it in June 2003.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	637 WALNUT ST UNIT 3, 3, CINCINNATI, OH 45202-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2003 · Amount on File
Deed Sale	Jun 4, 2003 · Amount on File
Deed Document Number	03-392271
Deed Book / Page	9284 / 01628
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	637 WALNUT ST UNIT 3, 3, CINCINNATI, OH 45202-2557
Document Number	0000094064
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 WALNUT ST #3 CINCINNATI OH 452022557, 3, CINCINNATI, OH 45202-2557

Mortgage

Document Number	0000094064
Date	Oct 29, 2019
Book Page	014033/001123
Instrument	94064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	637 WALNUT ST UNIT 3, 3, CINCINNATI, OH 45202-2557
Document Number	0000028078
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 WALNUT ST #3 CINCINNATI OH 452022557, 3, CINCINNATI, OH 45202-2557

Mortgage

Document Number	0000028078
Date	Apr 5, 2018
Book Page	013640/001238
Instrument	28078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 637 Walnut St, Unit 3 was $7,477, up 3.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,477.00 (+3.43%)	$116,253 (-) Land $18,200 Building $98,053
2024	$7,229.00 (-2.35%)	$116,253 (-) Land $18,200 Building $98,053
2023	$7,403.00 (+8.14%)	$116,253 (+20.44%) Land $18,200 Building $98,053	$332,150 Land $52,000 Building $280,150
2022	$6,846.00 Homeowner's exemption	$96,520 Land $15,435 Building $81,085
2020			$275,770 Land $44,100 Building $231,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Walnut St, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Walnut St, Unit 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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