637 Walnut St, Unit 7, Cincinnati, OH 45202 Property Records

Hamilton County property record for 637 Walnut St, Unit 7, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,762 sqft · built 1840
Owner	Individual Name on File
Last Sale	$574,900 (Sep 2021)
Tax Bill	$12,863 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077-0002-0261-00`

Property Details

APN / Parcel Number

Primary APN	`077-0002-0261-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
1st Floor Area	963 sqft
2nd Floor Area	799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	10 ft Width
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	637 WALNUT ST UNIT 7, 7
City	CINCINNATI
State	OH
Zip	45202-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 7 10.11% GIBSON LOFT CONDOMINIUMS
Legal Subdivision	GIBSON LOFT CONDOS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3028
Census Tract	700

Owner

637 Walnut St, Unit 7 is owned and occupied by an individual who bought it in September 2021.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	637 WALNUT ST, CINCINNATI, OH 45202-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 29, 2021	Fiduciary Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Jul 26, 2019	Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU
Oct 26, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	0000118129
Deed Book / Page	14512 / 3792
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	637 WALNUT ST UNIT 7, 7, CINCINNATI, OH 45202-2561
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003764
Date	Jan 12, 2017
Instrument	17-0003764

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2046

Interest

Rate Type	Fixed Rate

September 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2021
Property Address	637 WALNUT ST UNIT 7, 7, CINCINNATI, OH 45202-2561
Document Number	0000118129
Book / Page	14512 / 3792
Map Reference	MB 374 PG 1-8
Instrument Date	Sep 23, 2021
Instrument	2021-0118129
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 WALNUT ST UNIT 7, 7, CINCINNATI, OH 45202-2561

Mortgage

Document Number	0000118130
Date	Sep 29, 2021
Instrument	2021-0118130

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	637 WALNUT ST UNIT 7, 7, CINCINNATI, OH 45202-2561
Document Number	0000079703
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	637 WALNUT ST #7 CINCINNATI OH 452022561, 7, CINCINNATI, OH 45202-2561

Mortgage

Document Number	0000079703
Date	Aug 11, 2020
Book Page	014229/002369
Instrument	79703

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	637 WALNUT ST UNIT 7, 7, CINCINNATI, OH 45202-2561
Document Number	0000062652
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	637 WALNUT ST #7 CINCINNATI OH 452022561, 7, CINCINNATI, OH 45202-2561

Mortgage

Document Number	0000062652
Date	Jul 31, 2019
Book Page	013970/002443
Instrument	62652

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 26, 2018
Property Address	637 WALNUT ST UNIT 7, 7, CINCINNATI, OH 45202-2561
Document Number	0000095322
Book / Page	13783 / 273
Map Reference	MB 9195 PG 4032
Instrument Date	Oct 24, 2018
Instrument	2018-0095322
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,495.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0000095323
Date	Oct 26, 2018
Instrument	2018-0095323

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 637 Walnut St, Unit 7 was $12,863, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,863.00 (+3.14%)	$201,215 (-) Land $21,000 Building $180,215
2024	$12,471.00 (-2.1%)	$201,215 (-) Land $21,000 Building $180,215
2023	$12,739.00 (+3.55%)	$201,215 (+15.33%) Land $21,000 Building $180,215	$574,900 Land $60,000 Building $514,900
2022	$12,302.00 Homeowner's exemption	$174,475 Land $13,048 Building $161,427
2020			$498,500 Land $37,280 Building $461,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Walnut St, Unit 7 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Walnut St, Unit 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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