637 Walnut St, Unit 5, Cincinnati, OH 45202 Property Records

Hamilton County property record for 637 Walnut St, Unit 5, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,626 sqft · built 1840
Owner	Individual Name on File
Last Sale	$650,000 (Jul 2017)
Tax Bill	$16,137 (2025)
Deeds & Mortgages	Oct 2020 Sale Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-0002-0259-00`

Property Details

APN / Parcel Number

Primary APN	`077-0002-0259-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,626 sqft Living Area
1st Floor Area	2,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	14 ft Width
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	637 WALNUT ST UNIT 5, 5
City	CINCINNATI
State	OH
Zip	45202-2557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5 14.78% GIBSON LOFT CONDOMINIUMS
Legal Subdivision	GIBSON LOFT CONDOS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3028
Census Tract	700

Owner

637 Walnut St, Unit 5 is owned and occupied by an individual who acquired it in October 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	637 WALNUT ST UNIT 5, 5, CINCINNATI, OH 45202-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer AMERICAN HOMELAND TITLE
Jul 21, 2017	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	0000005891
Last Transfer Date	Oct 1, 2020
Transfer Doc	0000101106
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 1, 2020
Property Address	637 WALNUT ST UNIT 5, 5, CINCINNATI, OH 45202-2557
Document Number	0000101106
Book / Page	014265 / 001152
Instrument Date	Sep 11, 2020
Instrument	101106
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 WALNUT ST CINCINNATI OH 45202, CINCINNATI, OH 45202

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2017
Property Address	637 WALNUT ST UNIT 5, 5, CINCINNATI, OH 45202-2557
Document Number	0000005891
Map Reference	MB 374 PG 1
Instrument Date	Jun 12, 2017
Instrument	17-0065891
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 WALNUT ST UNIT 5, 5, CINCINNATI, OH 45202-2557

Mortgage

Document Number	0000005892
Date	Jul 21, 2017
Instrument	17-0065892

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.24%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.24%
Index	1-Year LIBOR
Margin	3
Max Rate	8.24%

Tax Assessment & Valuation

The 2025 property tax bill for 637 Walnut St, Unit 5 was $16,137, up 3.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,137.00 (+3.2%)	$252,700 (-) Land $28,700 Building $224,000
2024	$15,636.00 (-2.12%)	$252,700 (-) Land $28,700 Building $224,000
2023	$15,974.00 (-0.13%)	$252,700 (+11.08%) Land $28,700 Building $224,000	$722,000 Land $82,000 Building $640,000
2022	$15,994.00 Homeowner's exemption	$227,500 Land $24,990 Building $202,510
2020			$650,000 Land $71,400 Building $578,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Walnut St, Unit 5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Walnut St, Unit 5 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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