634 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 634 E Watson St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1960
Lot Size	1.32 acres (57,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2020)
Tax Bill	$4,618 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-030`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-030`
Alternative APN	`010-000518`

Interior

Stories	2 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	57,586 sqft (1.32 acres)
Garage Type	Attached

Location & Zoning

Street Address	634 E WATSON ST
City	BEDFORD
State	PA
Zip	15522-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	634 E WATSON ST
Legal Subdivision	DR H A SHIMER
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4016
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 E WATSON ST, BEDFORD, PA 15522-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2020541
Deed Book / Page	2020 / 541
Prior Transfer Date	Sep 3, 2009
Prior Transfer Doc	1300/445
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD PA
Recording Date	Jan 31, 2020
Property Address	634 E WATSON ST, BEDFORD, PA 15522-2105
Document Number	2020/0541
Book / Page	2020 / 0541
Map Reference	MB 2 PG 33
Instrument Date	Jan 22, 2020
Instrument	2020-000541
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 113, ALEXANDRIA, VA 22313-0113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 S RICHARD ST, BEDFORD, PA 15522-1845

Mortgage

Document Number	2020000542
Date	Jan 31, 2020
Instrument	2020-000542

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,618.00 (+8.1%)	$236,000 (-) Land $53,500 Building $182,500	$236,000 (-) Land $53,500 Building $182,500
2025	$4,272.00 (-2.18%)	$236,000 (-) Land $53,500 Building $182,500	$236,000 (-) Land $53,500 Building $182,500
2023	$4,367.00 Additional exemption filed	$236,000 Land $53,500 Building $182,500
2012			$236,000 Land $53,500 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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