588 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 588 E Watson St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1950
Lot Size	0.844 acres (36,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Sep 2021)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-035`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-035`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	36,765 sqft (0.844 acres)
Garage Type	Basement

Location & Zoning

Street Address	588 E WATSON ST
City	BEDFORD
State	PA
Zip	15522-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	588 E WATSON ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4016
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	588 E WATSON ST, BEDFORD, PA 15522-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Sep 3, 2021	Deed, Transfer ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Dec 3, 2015 · Amount on Record
Deed Document Number	20215327
Deed Book / Page	2021 / 5327
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	588 E WATSON ST, BEDFORD, PA 15522-2103
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001592/685
Date	Apr 25, 2017
Book Page	1592/685
Instrument	001988

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 3, 2021
Property Address	588 E WATSON ST, BEDFORD, PA 15522-2103
Document Number	02021/5327
Book / Page	2021 / 5327
Instrument Date	Sep 3, 2021
Instrument	2021-005327
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	588 E WATSON ST, BEDFORD, PA 15522-2103

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00 (+0.82%)	$172,400 (-) Land $49,000 Building $123,400	$172,400 (-) Land $49,000 Building $123,400
2025			$172,400 (-) Land $49,000 Building $123,400
2023	$3,190.00 Additional exemption filed	$172,400 Land $49,000 Building $123,400
2012			$172,400 Land $49,000 Building $123,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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