593 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 593 E Watson St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	2,176 sqft · built 1968
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$328,548 (Jul 2022)
Tax Bill	$4,486 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-099`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-099`
Alternative APN	`010-000553`

Interior

Stories	1 Story
Building Area	2,176 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached

Location & Zoning

Street Address	593 E WATSON ST
City	BEDFORD
State	PA
Zip	15522-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	593 E WATSON ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4017
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	593 E WATSON ST, BEDFORD, PA 15522-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed, Transfer · Stand-Alone First Mortgage HOMETOWN BANK OF PENNSYLVANIA
Apr 1, 2019	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE MANAGEMENT LLC
Feb 12, 2018	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	20224070
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 29, 2022
Property Address	593 E WATSON ST, BEDFORD, PA 15522-2102
Document Number	02022/4070
Book / Page	2022 / 4070
Map Reference	MB 2 PG 33
Instrument Date	Jul 15, 2022
Instrument	2022-004070
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 E WATSON ST, BEDFORD, PA 15522-2102

Mortgage

Document Number	2022004071
Date	Jul 29, 2022
Instrument	2022-004071

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2052

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	593 E WATSON ST, BEDFORD, PA 15522-2102
Transaction Type	Mortgage
Record Updated	Apr 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1342
Date	Apr 1, 2019
Book Page	2019/1342
Instrument	2019-001342

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Feb 12, 2018
Property Address	593 E WATSON ST, BEDFORD, PA 15522-2102
Document Number	1618/237
Book / Page	1618 / 237
Map Reference	MB2 PG33
Instrument Date	Feb 12, 2018
Instrument	2018-000635
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 VISTA AVE, BEDFORD, PA 15522-9759

Mortgage

Document Number	2018000636
Date	Feb 12, 2018
Instrument	2018-000636

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,486.00 (+5.4%)	$230,000 (-) Land $40,900 Building $189,100	$230,000 (-) Land $40,900 Building $189,100
2025			$230,000 (-) Land $40,900 Building $189,100
2023	$4,256.00 Additional exemption filed	$230,000 Land $40,900 Building $189,100
2012			$230,000 Land $40,900 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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