650 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 650 E Watson St, Bedford, PA 15522

Property Summary

Property TypeSingle Family Home
Details3,356 sqft · built 1960
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Tax Bill$5,035 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNE.09-E.05-093

Property Details

APN / Parcel Number

Primary APNE.09-E.05-093
Alternative APN
  • 010-000081

Interior

Stories1 Story
Building Area3,356 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area16,117 sqft (0.37 acres)
Deck AreaDeck Area

Location & Zoning

Street Address650 E WATSON ST
CityBEDFORD
StatePA
Zip15522-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description650 E WATSON ST
JurisdictionBEDFORD PA
Township / Civil DivisionBEDFORD
Census Block Group4
Census Block4016
Census Tract960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address650 E WATSON ST, BEDFORD, PA 15522-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1982
Deed SaleAug 1, 1982
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address650 E WATSON ST, BEDFORD, PA 15522-2105
Transaction TypeMortgage
Record UpdatedMar 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-000206
DateJan 11, 2017
Instrument2017-000206
Lender
NamePSECU
TypeCredit Union
AddressHARRISBURG, PA 17106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueFeb 1, 2022

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBedford County
MunicipalityBedford Borough
Unified School DistrictBedford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,035.00 (+6.76%)$254,900 (-) Land $38,200 Building $216,700$254,900 (-) Land $38,200 Building $216,700
2025$254,900 (-) Land $38,200 Building $216,700
2023$4,716.00 Additional exemption filed$254,900 Land $38,200 Building $216,700
2012$254,900 Land $38,200 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUN AUTH OF BORO OF BEDFORD
serves 5,127 people · EPA ID PA4050002
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Crowsnest Broadband
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Breezeline, T-Mobile.

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