606 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 606 E Watson St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1950
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2020)
Tax Bill	$3,479 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-033`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-033`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	15,464 sqft (0.355 acres)

Location & Zoning

Street Address	606 E WATSON ST
City	BEDFORD
State	PA
Zip	15522-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	606 E WATSON ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4016
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 E WATSON ST, BEDFORD, PA 15522-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit ALTOONA FIRST SAVINGS BANK
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ALTOONA FIRST SAVINGS BANK
Mar 12, 2019	Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	20206441
Deed Book / Page	2020 / 6441
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	606 E WATSON ST, BEDFORD, PA 15522-2105
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E WATSON ST, BEDFORD, PA 15522-2105

Mortgage

Document Number	2021/4431
Date	Jul 28, 2021
Book Page	2021/4431
Instrument	2021-004431

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD PA
Recording Date	Nov 24, 2020
Property Address	606 E WATSON ST, BEDFORD, PA 15522-2105
Document Number	2020/6441
Book / Page	2020 / 6441
Map Reference	MB 2 PG 33
Instrument Date	Nov 20, 2020
Instrument	2020-006441
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 E WATSON ST, 606, BEDFORD, PA 15522-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 ELWOOD RD, BEDFORD, PA 15522-2058

Mortgage

Document Number	2020006442
Date	Nov 24, 2020
Instrument	2020-006442

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Mar 12, 2019
Property Address	606 E WATSON ST, BEDFORD, PA 15522-2105
Document Number	2019/0956
Book / Page	2019 / 0956
Map Reference	MB 2 PG 33
Instrument Date	Feb 28, 2019
Instrument	2019-000956
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	606 E WATSON ST, BEDFORD, PA 15522-2105

Mortgage

Document Number	2019000957
Date	Mar 12, 2019
Instrument	2019-000957

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,479.00 (+2.02%)	$184,300 (-) Land $37,800 Building $146,500	$184,300 (-) Land $37,800 Building $146,500
2025			$184,300 (-) Land $37,800 Building $146,500
2023	$3,410.00 Additional exemption filed	$184,300 Land $37,800 Building $146,500
2012			$184,300 Land $37,800 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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