630 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 630 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,904 sqft · built 1997
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$58,500 (Apr 1996)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-181-20-026.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-20-026.000`
Alternative APN	`580000241350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	1,108 sqft
2nd Floor Area	796 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	240 sqft
Patio Area	353 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	630 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8307
Legal Subdivision	HULL ADD
Legal Lot Number	8307
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2002
Census Tract	800

Owner

Source: Hancock County records · APN 1011-181-20-026.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	630 CHERRY ST, FINDLAY, OH 45840-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 1996 · Amount on Record
Deed Sale	Apr 08, 1996 · Amount on Record
Prior Sale	Jul 16, 1991
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	630 CHERRY ST, FINDLAY, OH 45840-5752
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2579/3752
Date	Mar 11, 2021
Book Page	2579/3752
Instrument	202100002882

Lender

Name	NUMERICA CU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (+11.43%)	$67,230 (+26.02%) Land $6,270 Building $60,960	$192,060 (+25.98%) Land $17,900 Building $174,160
2023	$1,898.00 Homeowner's exemption	$53,350 Land $4,970 Building $48,380
2022			$152,450 Land $14,210 Building $138,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Defiance Holdings Fixed Wireless	200 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Amplex Electric.

Based on FCC filings for 358 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.