621 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 621 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 1971
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Aug 2021)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-113-027`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-113-027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	1,196 sqft
2nd Floor Area	660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	621 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTS #3 55.13 X 140.00
Legal Subdivision	PARKWOOD ESTATES #3
Legal Tract	25
Legal Block	113
Legal Lot Number	235
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

621 University Ave is owned and occupied by an individual who bought it in August 2021.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	621 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Feb 28, 2012
Deed Document Number	2021005243
Record Updated	Jun 8, 2026

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2021
Property Address	621 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number	20210833332
Map Reference	VOL 25 PG 84
Instrument Date	Aug 9, 2021
Instrument	2021-0833332
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	621 UNIVERSITY AVE, ELYRIA, OH 44035-7238

Mortgage

Document Number	20210833333
Date	Aug 10, 2021
Instrument	2021-0833333

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	20210833334
Date	Aug 10, 2021
Instrument	2021-0833334

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	ELYRIA, OH 44035

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 621 University Ave was $3,121.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,121.00	$65,770 (%) Land $11,990 Building $53,780	$187,920 (-) Land $34,260 Building $153,660
2024	$3,121.00 (+2.46%)	$65,772 (+19.25%) Land $11,991 Building $53,781	$187,920 (+19.25%) Land $34,260 Building $153,660
2023	$3,046.00 (+1.47%)	$55,153 (-0.01%) Land $10,458 Building $44,695	$157,580 Land $29,880 Building $127,700
2022	$3,002.00	$55,160 Land $10,460 Building $44,700
2021			$157,580 Land $29,880 Building $127,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 University Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 University Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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