Polk County property record for 633 Silver Ridge Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,040 sqft · built 2018 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Oct 2008) |
| Tax Bill | $2,164 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P54-198 |
| Primary APN | P54-198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,040 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Lot Area | 121,968 sqft (2.8 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 37467 |
|---|---|
| Street Address | 633 SILVER RIDGE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #26 SEC H-3A W RIDGE, LAKE ADGER, 0W12 WEST RIDGE |
| Legal Subdivision | WEST RIDGE |
| Legal Lot Number | 26 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 633 SILVER RIDGE RD, MILL SPRING, NC 28756-0438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2008 · Amount on Record |
| Deed Sale | Oct 29, 2008 · Amount on Record |
| Prior Sale | Oct 11, 2002 |
| Deed Book / Page | 368 / 1835 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,164.00 | $430,810 (-) Land $58,000 Building $372,810 | $430,810 (-) Land $58,000 Building $372,810 |
| 2025 | $2,164.00 (+13.77%) | $430,810 (+45.58%) Land $58,000 Building $372,810 | $430,810 (+45.58%) Land $58,000 Building $372,810 |
| 2023 | $1,902.00 | $295,919 Land $40,800 Building $255,119 | |
| 2021 | $295,919 Land $40,800 Building $255,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: Spectrum, Verizon.
4G LTE (outdoors only), no 5G reported
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