Kane County property record for 618 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1924 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Jan 2003) |
| Tax Bill | $9,031 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-132-011 |
| Primary APN | 12-03-132-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,184 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 9,900 sqft (0.227 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 618 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 AND THE NORTHERLY HALF OF LOT 12 IN BLK 1 OF ELMWOOD ADDITION TO GENEVA, IN THE CITY OF GENEVA, KANE COUNTY, ILLINOIS |
| Legal Subdivision | ELMWOOD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 13,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 618 RICHARDS ST, GENEVA, IL 60134-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| May 2, 2018 | Intrafamily Transfer, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2003 · Amount on Record |
| Deed Sale | Jan 23, 2003 · Amount on Record |
| Prior Sale | Aug 2, 2001 · Amount on Record |
| Deed Document Number | 200312049 |
| Last Transfer Date | Mar 8, 2018 |
| Transfer Doc | 0000020092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 618 RICHARDS ST, GENEVA, IL 60134-1263 |
| Document Number | 0000020094 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 618 RICHARDS ST GENEVA IL 601341263, GENEVA, IL 60134-1263 |
| Document Number | 0000020094 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 20094 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 2, 2018 |
| Property Address | 618 RICHARDS ST, GENEVA, IL 60134-1263 |
| Document Number | 0000020092 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 2018K020092 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 618 RICHARDS ST, GENEVA, IL 60134-1263 |
| Document Number | 0000020093 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018K020093 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Number | 0000020094 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018K020094 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 18, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,031.00 (+12.24%) Homeowner's exemption | $133,039 (+8.5%) Land $43,345 Building $89,694 | $399,277 (+8.5%) Land $130,087 Building $269,190 |
| 2024 | $122,616 (+19.77%) Land $39,949 Building $82,667 | $367,995 (+19.82%) Land $119,895 Building $248,100 | |
| 2022 | $8,046.00 (+3.07%) Homeowner's exemption | $102,373 (+3.86%) Land $33,746 Building $68,627 | $307,119 (+3.86%) Land $101,238 Building $205,881 |
| 2021 | $7,806.00 Homeowner's exemption | $98,568 Land $32,492 Building $66,076 | $295,704 Land $97,476 Building $198,228 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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