632 Opal Ave, Ventura, CA 93004 Property Records

Ventura County property record for 632 Opal Ave, Ventura, CA 93004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,423 sqft · built 1986
Lot Size	0.115 acres (5,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jun 2005)
Tax Bill	$8,772 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-0-171-215`

Property Details

APN / Parcel Number

Primary APN	`087-0-171-215`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
1st Floor Area	1,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,002 sqft (0.115 acres)
Lot Dimensions	86 ft deep x 58 ft wide
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	632 OPAL AVE
City	VENTURA
State	CA
Zip	93004-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-6
Legal Description	TRACT: 368000 LOT: 151 REF: 95 MR 1
Legal Subdivision	3680
Legal Tract	368000
Legal Block	171
Legal Lot Number	151
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1004
Census Tract	1401

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 OPAL AVE, VENTURA, CA 93004-2088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Sep 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2005 · Amount on Record
Deed Sale	Jun 27, 2005 · Amount on Record
Deed Document Number	2005155274
Last Transfer Date	Aug 26, 2021
Transfer Doc	0000168039
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	632 OPAL AVE, VENTURA, CA 93004-2088
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 OPAL AVE, VENTURA, CA 93004-2088

Mortgage

Document Number	0000074587
Date	Nov 13, 2023
Instrument	2023000074587

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 10, 2021
Property Address	632 OPAL AVE, VENTURA, CA 93004-2088
Document Number	0000168039
Map Reference	MB 95 PG 1-9
Instrument Date	Aug 26, 2021
Instrument	20210910-00168039
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	STEWART TITLE, STEWART TTL OF CALIFORINA IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	632 OPAL AVE, VENTURA, CA 93004-2088

Mortgage

Document Number	0000168040
Date	Sep 10, 2021
Instrument	20210910-00168040

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,512 (+2%) Land $408,758 Building $408,754
2025	$8,772.00 (+6.79%)	$801,483 (+7.29%) Land $400,743 Building $400,740
2024	$8,214.00 (-0.42%)
2023	$8,249.00 (+17.14%)	$747,000 Land $486,000 Building $261,000
2022	$7,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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