648 Opal Ave, Ventura, CA 93004 Property Records

Ventura County property record for 648 Opal Ave, Ventura, CA 93004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,627 sqft · built 1986
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$591,500 (May 2016)
Tax Bill$7,672 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN087-0-171-235

Property Details

APN / Parcel Number

Primary APN087-0-171-235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,627 sqft Living Area
1st Floor Area1,627 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions119 ft deep x 48 ft wide
Garage Area498 sqft
Parking Spaces2 Parking Spaces
Patio Area77 sqft

Location & Zoning

Street Address648 OPAL AVE
CityVENTURA
StateCA
Zip93004-2088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD-6
Legal DescriptionTRACT: 368000 LOT: 153 REF: 95 MR 1
Legal SubdivisionTRACT NO 3680
Legal Tract368000
Legal Block171
Legal Lot Number153
JurisdictionVENTURA CA
Township / Civil DivisionVENTURA
Census Block Group1
Census Block1004
Census Tract1401

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address648 OPAL AVE, VENTURA, CA 93004-2088
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2016 · Amount on Record
Deed SaleMay 4, 2016 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number201661941
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address648 OPAL AVE, VENTURA, CA 93004-2088
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 OPAL AVE, VENTURA, CA 93004-2088

Mortgage

Document Number0000185578
DateNov 5, 2020
Instrument20201105-00185578
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalitySan Buenaventura (Ventura) City
Unified School DistrictVentura Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$714,212 (+2%) Land $464,270 Building $249,942
2025$7,672.00 (+1.9%)$700,208 (+4.04%) Land $455,166 Building $245,042
2024$7,529.00 (+1.13%)
2023$7,445.00 (+7.62%)$673,019 Land $437,491 Building $235,528
2022$6,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVENTURA WATER DEPARTMENT
serves 112,285 people · EPA ID CA5610017
Water SourceSurface water
Last State InspectionSep 2023
Also Mapped HereUNITED WTR CONS DIST
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Opal Ave

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