630 E Main St, Troy, OH 45373 Property Records

Miami County property record for 630 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage2,652 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
GarageDetached, 480 sqft
OccupancyOwner Occupied
Tax Bill$3,984.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-009820
Alternative APN
  • 050627.2-12-001-00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area2,652 sqft Living Area
1st Floor1,500 sqft 1st Floor
2nd Floor1,248 sqft 2nd Floor
Upper Floors1,152 sqft Upper Floors
Basement Area1,152 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area12,197 sqft (0.28 acres)
Depth X Width122 ft x 101 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
Patio Area270 sqft Patio
PorchOpen Porch
Porch Area658 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address630 E MAIN ST
CityTROY
StateOH
Zip45373-3417
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN LOT 729
Legal SubdivisionPEARSON EDGE ADD
Legal Lot Number729
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1022
Census Tract365200

Owner

Source: Miami County records · APN D08-009820

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address630 E MAIN ST, TROY, OH 45373-3417
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CASTLE & COOKE MORTGAGE LLC
Jun 23, 2021Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleOct 07, 2010
Last Transfer DateApr 04, 2011
Transfer Doc0000004299
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address630 E MAIN ST, TROY, OH 45373-3417
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 E MAIN ST, TROY, OH 45373-3417

Mortgage

Document Number0000014636
DateDec 18, 2025
Instrument2025OR-14636
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
Address910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address630 E MAIN ST, TROY, OH 45373-3417
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004906
DateMar 23, 2021
Instrument2021OR-04906
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address630 E MAIN ST, TROY, OH 45373-3417
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011138
DateJun 23, 2021
Instrument2021OR-11138
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 25, 2046

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,984.00 (+44.19%)$113,330 (+57.95%) Land $11,970 Building $101,360$323,800 (+57.95%) Land $34,200 Building $289,600
2024$2,763.00 (+2.98%)$71,750 (+0.73%) Land $12,460 Building $59,290
2023$2,683.00 (+19.14%)$71,230 (+1.9%) Land $12,460 Building $58,770$205,000 (+2.65%) Land $35,600 Building $169,400
2022$2,252.00$69,900 Land $12,460 Building $57,440$199,700 Land $35,600 Building $164,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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