Miami County property record for 703 E Main St, Troy, OH 45373 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,649 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2023) |
| Tax Bill | $2,895.00 (2025) |
| Primary APN | D08-010010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,649 sqft Living Area |
| 1st Floor | 1,682 sqft 1st Floor |
| Upper Floors | 808 sqft Upper Floors |
| Basement Area | 404 sqft Basement |
| Unfinished Basement | 404 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 190 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 512 sqft Garage |
| Deck Area | 100 sqft Deck |
| Patio Area | 100 sqft Patio |
| Porch Area | 400 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 703 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3418 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 744 54.66 |
| Legal Subdivision | TROY |
| Legal Lot Number | 744 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-010010
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CREDIT UNION INC |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Dec 14, 2021 | Transfer on Death Deed, Transfer |
| May 20, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Nov 22, 2006 · Amount on Record |
| Deed Doc Number | 20237618 |
| Prior Transfer Date | Dec 13, 2021 |
| Prior Transfer Doc | 0000021641 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 17, 2026 |
| Property Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Document Number | 0000007436 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20267436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Document Number | 0000007436, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20267436 |
| Name | WRIGHTPATT CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 17, 2023 |
| Property Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Document Number | 0000007618 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023OR-07618 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Document Number | 0000007619 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023OR-07619 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.8% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 14, 2021 |
| Property Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Document Number | 0000021641 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021OR-21641 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 20, 2021 |
| Property Address | 703 E MAIN ST, TROY, OH 45373-3418 |
| Document Number | 0000008874 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021OR-08874 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,895.00 (+35.6%) Homeowner's exemption | $84,010 (+48.61%) Land $9,560 Building $74,450 | $240,000 (+48.61%) Land $27,300 Building $212,700 |
| 2024 | $2,135.00 (+0.05%) Homeowner's exemption | $56,530 (-) Land $9,980 Building $46,550 | |
| 2023 | $2,134.00 (+41.89%) Homeowner's exemption | $56,530 (-) Land $9,980 Building $46,550 | $161,500 (-) Land $28,500 Building $133,000 |
| 2022 | $1,504.00 Homeowner's exemption | $56,530 Land $9,980 Building $46,550 | $161,500 Land $28,500 Building $133,000 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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