604 E Main St, Troy, OH 45373 Property Records

Miami County property record for 604 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	2,892 sqft Living Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$239,500 (2020)
Tax Bill	$4,289.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-009990`
Alternative APNs	`050627.2-12-005-00` `D08SE004 01200`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	2,892 sqft Living Area
1st Floor	1,616 sqft 1st Floor
2nd Floor	1,276 sqft 2nd Floor
Upper Floors	1,276 sqft Upper Floors
Attic Area	459 sqft Attic
Basement Area	1,276 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2000
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	167 ft x 58 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Porch	Open Porch
Porch Area	258 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08SE004 01200
Street Address	604 E MAIN ST
City	TROY
State	OH
Zip	45373-3417
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 743 58 W PT
Legal Lot Number	743 58
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1022
Census Tract	365200

Owner

Source: Miami County records · APN D08-009990

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	604 E MAIN ST, TROY, OH 45373-3417
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Deed Doc Number	1520
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 06, 2020
Property Address	604 E MAIN ST, TROY, OH 45373-3417
Document Number	0000010837
Instrument Date	Jul 30, 2020
Instrument	2020OR-10837
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	604 E MAIN ST, TROY, OH 45373-3417
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010838
Date	Aug 06, 2020
Instrument	2020OR-10838

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,289.00 (+48.92%) Homeowner's exemption	$124,500 (+63.24%) Land $9,450 Building $115,050	$355,700 (+63.24%) Land $27,000 Building $328,700
2024	$2,880.00 (+2.2%) Homeowner's exemption	$76,270 (-) Land $9,840 Building $66,430
2023	$2,818.00 (+17.47%) Homeowner's exemption	$76,270 (-) Land $9,840 Building $66,430	$217,900 (-) Land $28,100 Building $189,800
2022	$2,399.00 Homeowner's exemption	$76,270 Land $9,840 Building $66,430	$217,900 Land $28,100 Building $189,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.