614 E Main St, Troy, OH 45373 Property Records

Miami County property record for 614 E Main St, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	1.5 Baths
Year Built	Built 1980
Square Footage	2,760 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (1990)
Tax Bill	$2,681.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-009980`
Alternative APNs	`050627.2-12-003-00` `D08SE004 01000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,760 sqft Living Area
1st Floor	2,984 sqft 1st Floor
Upper Floors	1,268 sqft Upper Floors
Basement Area	1,108 sqft Basement
Unfinished Basement	1,108 sqft Unfinished
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1980
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	167 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Deck Area	256 sqft Deck
Patio Area	312 sqft Patio
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	614 E MAIN ST
City	TROY
State	OH
Zip	45373-3417
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 743 60 E CEN PT
Legal Lot Number	743
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1022
Census Tract	365200

Owner

Source: Miami County records · APN D08-009980

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	614 E MAIN ST, TROY, OH 45373-3417
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 1990 · Amount on Record
Deed Sale	Jul 09, 1990 · Amount on Record
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	614 E MAIN ST, TROY, OH 45373-3417
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012896
Date	Aug 30, 2022
Instrument	2022OR-12896

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+19.79%) Homeowner's exemption	$101,820 (+47.44%) Land $9,660 Building $92,160	$290,900 (+47.44%) Land $27,600 Building $263,300
2024	$2,238.00 (+1.13%) Homeowner's exemption	$69,060 (-) Land $10,080 Building $58,980
2023	$2,213.00 (+1.84%) Homeowner's exemption	$69,060 (-) Land $10,080 Building $58,980	$197,300 (-) Land $28,800 Building $168,500
2022	$2,173.00 Homeowner's exemption	$69,060 Land $10,080 Building $58,980	$197,300 Land $28,800 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.