Miami County property record for 620 E Main St, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,184 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2023) |
| Tax Bill | $4,324.00 (2025) |
| Primary APN | D08-010000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,184 sqft Living Area |
| 1st Floor | 1,092 sqft 1st Floor |
| 2nd Floor | 1,092 sqft 2nd Floor |
| Upper Floors | 1,092 sqft Upper Floors |
| Attic Area | 109 sqft Attic |
| Basement Area | 1,092 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 167 ft x 59 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Patio Area | 115 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 399 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | D08SE004 00900 |
|---|---|
| Street Address | 620 E MAIN ST |
| City | TROY |
| State | OH |
| Zip | 45373-3417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 743 59 |
| Legal Subdivision | TROY |
| Legal Lot Number | 743 59 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-010000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2023 | Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 30, 2021 | Survivorship Deed, Transfer |
| Jan 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HONDA FEDERAL CREDIT UNION |
| Jun 01, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Jun 19, 2019 | Warranty Deed, Transfer · Line of Credit MINSTER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2023 · Amount on Record |
| Deed Sale | Jun 05, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Doc Number | 1011 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 05, 2023 |
| Property Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Document Number | 0000005862 |
| Instrument Date | Jun 01, 2023 |
| Instrument | 2023OR-05862 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Document Number | 0000005863 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 2023OR-05863 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000005531 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 2022OR-05531 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 30, 2021 |
| Property Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Document Number | 0000015178 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021OR-15178 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000017 |
|---|---|
| Date | Jan 03, 2017 |
| Instrument | 2017OR-00017 |
| Name | HONDA FEDERAL CREDIT UNION |
|---|---|
| Address | MARYSVILLE, OH 43040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 01, 2020 |
| Property Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Document Number | 0000006934 |
| Instrument Date | May 28, 2020 |
| Instrument | 6934 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 620 E MAIN ST TROY OH 453733417, TROY, OH 45373-3417 |
| Document Number | 6935 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 6935 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 19, 2019 |
| Property Address | 620 E MAIN ST, TROY, OH 45373-3417 |
| Document Number | 0000006623 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019OR-06623 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 980, TROY, OH 45373-0980 |
| Document Number | 0000006624 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019OR-06624 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2039 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,324.00 (+74.14%) Homeowner's exemption | $125,480 (+90.99%) Land $9,560 Building $115,920 | $358,500 (+91%) Land $27,300 Building $331,200 |
| 2024 | $2,483.00 (+0.08%) Homeowner's exemption | $65,700 (-) Land $9,940 Building $55,760 | |
| 2023 | $2,481.00 (+16.86%) | $65,700 (-) Land $9,940 Building $55,760 | $187,700 (-) Land $28,400 Building $159,300 |
| 2022 | $2,123.00 | $65,700 Land $9,940 Building $55,760 | $187,700 Land $28,400 Building $159,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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