Webster County property record for 629 Rake St, Otho, IA 50569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 960 sqft · built 1977 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Mar 2023) |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1119227002 |
| Primary APN | 1119227002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 629 RAKE ST |
|---|---|
| City | OTHO |
| State | IA |
| Zip | 50569-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FD OTHO INC TERRILL ADDITION LOT 6 |
| Legal Subdivision | FD OTHO INC TERRILL ADD |
| Legal Lot Number | 6 |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | OTHO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10400 |
Source: Webster County assessment roll, APN 1119227002, as of September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION |
| Mar 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| May 02, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage AVAILA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Prior Sale | May 02, 2019 · Amount on Record |
| Deed Document Number | 2023922 |
| Prior Transfer Date | Apr 27, 2022 |
| Prior Transfer Doc | 0000002101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Recording Date | Jun 25, 2026 |
| Property Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Document Number | 0000002886 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20262886 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Document Number | 0000002886, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20262886 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER IA |
| Recording Date | Mar 14, 2023 |
| Property Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Document Number | 0202300922 |
| Instrument Date | Mar 06, 2023 |
| Instrument | 2023-00922 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Document Number | 0202300923 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023-00923 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER IA |
| Recording Date | May 02, 2019 |
| Property Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Document Number | 201901756 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2019-01756 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 RAKE ST, OTHO, IA 50569-1203 |
| Document Number | 0201901757 |
|---|---|
| Date | May 02, 2019 |
| Instrument | 2019-01757 |
| Name | AVAILA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2029 |
Source: Webster County assessment roll as of September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Otho City |
| Unified School District | Fort Dodge Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 Homeowner's exemption | $64,950 (+5.37%) Land $5,740 Building $59,210 | $64,950 (+5.37%) Land $5,740 Building $59,210 |
| 2024 | $868.00 (-12.32%) | ||
| 2023 | $61,640 (+12.44%) Land $5,740 Building $55,900 | $61,640 (+12.44%) Land $5,740 Building $55,900 | |
| 2022 | $990.00 | $54,820 Land $5,740 Building $49,080 | |
| 2021 | $54,820 Land $5,740 Building $49,080 |
Source: FEMA National Flood Hazard Layer, Webster County (19187C), as of December 4, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191870104003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 168 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lehigh Valley Cooperative Telephone Association Fiber | 1,000 / 500 |
May also be available: Woolstock Mutual Telephone Association.
Source: EPA Safe Drinking Water Information System, water system IA9464008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTHO WATER SUPPLY serves 431 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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