624 Rake St, Otho, IA 50569 Property Records

Webster County property record for 624 Rake St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	0.502 acres (21,867 sqft)
Owner	Individual Name on Record
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1119226007`

Property Details

APN / Parcel Number

Primary APN	`1119226007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,867 sqft (0.502 acres)
Lot Dimensions	150 ft deep x 134 ft wide
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	180 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	624 RAKE ST
City	OTHO
State	IA
Zip	50569-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FD OTHO INC CHASE ADD LOT 7 & TR 58.6' X 180' ADJ N
Legal Subdivision	FD OTHO INC CHASE ADD
Legal Tract	58
Legal Lot Number	7
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3023
Census Tract	10400

Owner

Source: Webster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	624 RAKE ST, OTHO, IA 50569-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage FORT DODGE FAMILY CU
Mar 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FORT DODGE FAMILIY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	624 RAKE ST, OTHO, IA 50569-1202
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RAKE ST, OTHO, IA 50569-1202

Mortgage

Document Number	0202504170
Date	Oct 3, 2025
Instrument	2025-04170

Lender

Name	FORT DODGE FAMILY CU
Type	Credit Union
Address	FORT DODGE, IA 50501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	624 RAKE ST, OTHO, IA 50569-1202
Transaction Type	Mortgage
Record Updated	Apr 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900783
Date	Mar 1, 2019
Instrument	2019-00783

Lender

Name	FORT DODGE FAMILIY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 Homeowner's exemption	$88,160 (+5.42%) Land $9,320 Building $78,840	$88,160 (+5.42%) Land $9,320 Building $78,840
2024	$1,098.00 (-2.31%)
2023		$83,630 (+12.3%) Land $9,320 Building $74,310	$83,630 (+12.3%) Land $9,320 Building $74,310
2022	$1,124.00 Homeowner's exemption	$74,470 Land $9,320 Building $65,150
2021			$74,470 Land $9,320 Building $65,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

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