Webster County property record for 604 Rake St, Otho, IA 50569
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1974 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,500 (Jun 2010) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2010 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1119226011 |
| Primary APN | 1119226011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | A-Frame |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 604 RAKE ST |
|---|---|
| City | OTHO |
| State | IA |
| Zip | 50569-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 FD OTHO INC CHASE ADD LOT 11 |
| Legal Subdivision | FD OTHO INC CHASE ADD |
| Legal Lot Number | 11 |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | OTHO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10400 |
Source: Webster County records · APN 1119226011
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 RAKE ST, OTHO, IA 50569-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 16, 2010 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2010 · Amount on Record |
| Deed Sale | Jun 16, 2010 · Amount on Record |
| Deed Document Number | 20102795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 604 RAKE ST, OTHO, IA 50569-1202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202300048 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 2023-00048 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER IA |
| Recording Date | Jun 16, 2010 |
| Property Address | 604 RAKE ST, OTHO, IA 50569-1202 |
| Document Number | 0201002795 |
| Instrument Date | Jun 10, 2010 |
| Instrument | 2010-02795 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 RAKE ST, OTHO, IA 50569-1202 |
| Document Number | 0201002796 |
|---|---|
| Date | Jun 16, 2010 |
| Instrument | 2010-02796 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2040 |
Source: Webster County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Otho City |
| Unified School District | Fort Dodge Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 | $95,930 (+6.05%) Land $5,740 Building $90,190 | $95,930 (+6.05%) Land $5,740 Building $90,190 |
| 2024 | $1,528.00 (+5.96%) | ||
| 2023 | $90,460 (+13.4%) Land $5,740 Building $84,720 | $90,460 (+13.4%) Land $5,740 Building $84,720 | |
| 2022 | $1,442.00 | $79,770 Land $5,740 Building $74,030 | |
| 2021 | $79,770 Land $5,740 Building $74,030 |
Source: FEMA National Flood Hazard Layer as of December 4, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lehigh Valley Cooperative Telephone Association Fiber | 1,000 / 500 |
May also be available: Woolstock Mutual Telephone Association.
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTHO WATER SUPPLY serves 431 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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