Webster County property record for 608 Rake St, Otho, IA 50569
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1977 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2006 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1119226010 |
| Primary APN | 1119226010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 450 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 608 RAKE ST |
|---|---|
| City | OTHO |
| State | IA |
| Zip | 50569-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FD OTHO INC CHASE ADD LOT 10 |
| Legal Subdivision | FD OTHO INC CHASE ADD |
| Legal Lot Number | 10 |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | OTHO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10400 |
Source: Webster County records · APN 1119226010
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 08, 2006 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FSB |
| Aug 17, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF IOWA |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| May 20, 2013 | Legal Action/Court Order, Foreclosure · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 |
| Deed Sale | Sep 11, 2024 |
| Prior Sale | May 20, 2013 · Amount on Record |
| Deed Document Number | 20243713 |
| Prior Transfer Date | Sep 03, 2024 |
| Prior Transfer Doc | 0202403713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202301714 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023-01714 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200605110 |
|---|---|
| Date | Aug 08, 2006 |
| Instrument | 2006-05110 |
| Name | NORTHWEST FSB |
|---|---|
| Type | Bank |
| Address | FORT DODGE, IA 50501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 03, 2011 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200704980 |
|---|---|
| Date | Aug 17, 2007 |
| Instrument | 2007-04980 |
| Name | FIRST FEDERAL SAVINGS BANK OF IOWA |
|---|---|
| Type | Bank |
| Address | FORT DODGE, IA 50501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202105748 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-05748 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 01, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202105748 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-05748 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 01, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | WEBSTER IA |
| Recording Date | May 20, 2013 |
| Property Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Document Number | 0201302793 |
| Instrument Date | May 15, 2013 |
| Instrument | 2013-02793 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 RAKE ST, OTHO, IA 50569-1202 |
| Document Number | 0201302794 |
|---|---|
| Date | May 20, 2013 |
| Instrument | 2013-02794 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2043 |
Source: Webster County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Otho City |
| Unified School District | Fort Dodge Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,812.00 | $113,720 (+5.95%) Land $5,740 Building $107,980 | $113,720 (+5.95%) Land $5,740 Building $107,980 |
| 2024 | $1,812.00 (+5.59%) | ||
| 2023 | $107,330 (+12.99%) Land $5,740 Building $101,590 | $107,330 (+12.99%) Land $5,740 Building $101,590 | |
| 2022 | $1,716.00 | $94,990 Land $5,740 Building $89,250 | |
| 2021 | $94,990 Land $5,740 Building $89,250 |
Source: FEMA National Flood Hazard Layer, Webster County (19187C), updated December 4, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191870104003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 168 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lehigh Valley Cooperative Telephone Association Fiber | 1,000 / 500 |
May also be available: Woolstock Mutual Telephone Association.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OTHO WATER SUPPLY serves 431 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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