625 Rake St, Otho, IA 50569 Property Records

Webster County property record for 625 Rake St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,088 sqft · built 1977
Lot Size	0.258 acres (11,238 sqft)
Owner	Company Name on Record
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1119227003`

Property Details

APN / Parcel Number

Primary APN	`1119227003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	375 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	81 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	625 RAKE ST
City	OTHO
State	IA
Zip	50569-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FD OTHO INC TERRILL ADDITION LOT 5
Legal Subdivision	FD OTHO INC TERRILL ADD
Legal Lot Number	5
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3023
Census Tract	10400

Owner

Source: Webster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	625 RAKE ST, OTHO, IA 50569-1203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMUNITY CU
Sep 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2022
Transfer Doc	0202204659
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	625 RAKE ST, OTHO, IA 50569-1203
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1672
Date	Apr 24, 2017
Book Page	2017/1672
Instrument	2017-01672

Lender

Name	CITIZENS COMMUNITY CU
Type	Credit Union
Address	FORT DODGE, IA 50501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Apr 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBSTER IA
Recording Date	Sep 19, 2022
Property Address	625 RAKE ST, OTHO, IA 50569-1203
Document Number	0202204659
Instrument Date	Sep 14, 2022
Instrument	2022-04659
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 RAKE ST, OTHO, IA 50569-1203

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 Homeowner's exemption	$118,920 (+6.07%) Land $5,740 Building $113,180	$118,920 (+6.07%) Land $5,740 Building $113,180
2024	$1,346.00 (-14.16%)
2023		$112,110 (+13.16%) Land $5,740 Building $106,370	$112,110 (+13.16%) Land $5,740 Building $106,370
2022	$1,568.00 Homeowner's exemption	$99,070 Land $5,740 Building $93,330
2021			$99,070 Land $5,740 Building $93,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

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