616 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 616 Richards St, Geneva, IL 60134 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1924
Square Footage1,712 sqft Living Area
Lot Size9,900 sqft (0.227 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2015)
Tax Bill$10,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-03-132-012

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,712 sqft Living Area
Gross Area2,568 sqft Gross Area
Basement Area856 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleCustom Design Style
Lot Area9,900 sqft (0.227 acres)
Depth X Width132 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address616 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1263
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELMWOOD ADDITION LOT 12 & LOT 11 BLOCK 1
Legal SubdivisionLMWOOD ADDN
Legal Block3
Legal Lot Number12
JurisdictionKANE IL
Minor Civil DivisionGENEVA
Census Blockgroup3
Census Block3027
Census Tract852608

Owner

Source: Kane County records · APN 12-03-132-012

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address616 RICHARDS ST, GENEVA, IL 60134-1263
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2022Deed of Trust, Mortgage · Line of Credit
HINSDALE BANK & TRUST CO
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jan 21, 2021Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2015 · Amount on Record
Deed SaleAug 03, 2015 · Amount on Record
Prior SaleOct 07, 1998 · Amount on Record
Deed Doc Number201541402
Last Transfer DateJan 15, 2021
Transfer Doc0000005217
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address616 RICHARDS ST, GENEVA, IL 60134-1263
Transaction TypeMortgage
Record UpdatedNov 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053234
DateNov 02, 2022
Instrument2022K053234
Lender
NameHINSDALE BANK & TRUST CO
TypeBank
AddressHINSDALE, IL 60521
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address616 RICHARDS ST, GENEVA, IL 60134-1263
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044911
DateAug 12, 2020
Instrument2020K044911
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueJul 01, 2040
Interest
Rate TypeFixed Rate
Rate3.12%

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 21, 2021
Property Address616 RICHARDS ST, GENEVA, IL 60134-1263
Document Number0000005217
Instrument DateJan 15, 2021
Instrument5217
Transaction TypeTransfer
Record UpdatedFeb 01, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address616 RICHARDS ST GENEVA IL 601341263, GENEVA, IL 60134-1263

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,297.00 (+3.23%) Homeowner's exemption
2024$138,775 (+10.61%) Land $39,949 Building $98,826$416,492 (+10.65%) Land $119,895 Building $296,597
2022$9,975.00 (+3.03%) Homeowner's exemption$125,469 (+3.86%) Land $33,746 Building $91,723$376,407 (+3.86%) Land $101,238 Building $275,169
2021$9,682.00 Homeowner's exemption$120,806 Land $32,492 Building $88,314$362,418 Land $97,476 Building $264,942

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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