612 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 612 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1929
Square Footage676 sqft Living Area
Lot Size11,040 sqft (0.253 acres)
OccupancyOwner Occupied
Last Sale$105,000 (2023)
Tax Bill$2,204.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-22-155-017

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area676 sqft Living Area
1st Floor676 sqft 1st Floor
Basement Area676 sqft Basement
Unfinished Basement676 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area11,040 sqft (0.253 acres)
Depth X Width115 ft x 96 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area768 sqft Garage
Porch1 Porch
Porch Area342 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address612 UPTON AVE
CityWATERLOO
StateIA
Zip50701-2126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOSTETLERS ADDITION LOT 1 LOT 2 AND ALL LOT 3 EXC E 15 FT THEREOF
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionHOSTETLERS ADDITION
Legal Lot Number1-3
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2002
Census Tract400

Owner

Source: Black Hawk County records · APN 8913-22-155-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address612 UPTON AVE, WATERLOO, IA 50701-2126
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
DEERE EMPLOYEES CREDIT UNION
Oct 07, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Apr 28, 2017Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY OF IOWA COMMUNITY CU
Feb 03, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2023 · Amount on Record
Deed SaleOct 07, 2023 · Amount on Record
Prior SaleOct 07, 2022 · Amount on Record
Deed Doc Number20235859
Prior Transfer DateApr 26, 2017
Prior Transfer Doc0000018931
Record RefreshedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address612 UPTON AVE, WATERLOO, IA 50701-2126
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000002928
DateAug 14, 2019
Instrument202000002928
Lender
NameDEERE EMPLOYEES CREDIT UNION
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.2%
Type Change DateSep 01, 2026
Index1-Year CMT

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 07, 2022
Property Address612 UPTON AVE, WATERLOO, IA 50701-2126
Document Number202300005859
Instrument DateOct 06, 2022
Instrument202300005859
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$167.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 UPTON AVE, WATERLOO, IA 50701-2126

Mortgage

Document Number202300005860
DateOct 07, 2022
Instrument202300005860
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateApr 28, 2017
Property Address612 UPTON AVE, WATERLOO, IA 50701-2126
Document Number201700018932
Instrument DateApr 26, 2017
Instrument2017-00018932
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$92.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 UPTON AVE, WATERLOO, IA 50701-2126

Mortgage

Document Number201700018933
DateApr 28, 2017
Instrument2017-00018933
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 03, 2017
Property Address612 UPTON AVE, WATERLOO, IA 50701-2126
Document Number201700013986
Instrument DateOct 01, 2016
Instrument2017-00013986
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 PLYMOUTH AVE, WATERLOO, IA 50702-3518

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,204.00 Homeowner's exemption$133,560 (+19.48%) Land $22,000 Building $111,560$133,560 (+19.48%) Land $22,000 Building $111,560
2024$2,204.00 (+25.66%)
2023$111,780 (+26.02%) Land $22,000 Building $89,780$111,780 (+26.02%) Land $22,000 Building $89,780
2022$1,754.00 Homeowner's exemption$88,700 Land $22,000 Building $66,700
2021$88,700 Land $22,000 Building $66,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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