Black Hawk County property record for 600 Upton Ave, Waterloo, IA 50701 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1923 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 5,980 sqft (0.137 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $57,000 (2019) |
| Tax Bill | $2,118.00 (2025) |
| Primary APN | 8913-22-155-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 864 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,980 sqft (0.137 acres) |
| Depth X Width | 115 ft x 52 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 216 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 600 UPTON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2126 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOSTETLERS ADDITION E 15 FT LOT 3 LOT 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | HOSTETLERS ADDITION |
| Legal Lot Number | 3,4 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 400 |
Source: Black Hawk County records · APN 8913-22-155-016
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU |
| Apr 30, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage DAS ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | May 28, 2008 · Amount on Record |
| Deed Doc Number | 201916042 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 29, 2026 |
| Property Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Document Number | 0000009640 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20269640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Document Number | 0000009640, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20269640 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Document Number | 202300012780 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 202300012780 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 123 W 4TH ST, CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 17, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 30, 2019 |
| Property Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Document Number | 201900016042 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 201900016042 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 UPTON AVE, WATERLOO, IA 50701-2126 |
| Document Number | 201900016043 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 201900016043 |
| Name | DAS ACQUISITION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 Homeowner's exemption | $130,080 (+20.65%) Land $15,890 Building $114,190 | $130,080 (+20.65%) Land $15,890 Building $114,190 |
| 2024 | $2,118.00 (+27.74%) | ||
| 2023 | $107,820 (+27.79%) Land $15,890 Building $91,930 | $107,820 (+27.79%) Land $15,890 Building $91,930 | |
| 2022 | $1,658.00 Homeowner's exemption | $84,370 Land $15,890 Building $68,480 | |
| 2021 | $84,370 Land $15,890 Building $68,480 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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