626 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 626 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$78,500 (Oct 2000)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-009310`

Property Details

APN / Parcel Number

Primary APN	`D08-009310`
Alternative APNs	`050627.2-27-002-00` `D08SE019 00600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,680 sqft
Upper Floors Area	332 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	185 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	626 E CANAL ST
City	TROY
State	OH
Zip	45373-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 671 51.25 E PT
Legal Lot Number	671
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3003
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 E CANAL ST, TROY, OH 45373-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK WESTERN OHIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2000 · Amount on Record
Deed Sale	Oct 4, 2000 · Amount on Record
Prior Sale	Nov 1, 1988 · Amount on Record
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	626 E CANAL ST, TROY, OH 45373-3621
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015179
Date	Dec 7, 2017
Instrument	2017OR-15179

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2027

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	626 E CANAL ST, TROY, OH 45373-3621
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015180
Date	Dec 7, 2017
Instrument	2017OR-15180

Lender

Name	FIFTH THIRD BANK WESTERN OHIO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00 (+12.22%) Homeowner's exemption	$47,640 (+32.26%) Land $9,490 Building $38,150	$136,100 (+32.26%) Land $27,100 Building $109,000
2024	$1,808.00 (+3.61%) Homeowner's exemption	$36,020 (-) Land $9,910 Building $26,110
2023	$1,745.00 (+12.73%) Homeowner's exemption	$36,020 (-) Land $9,910 Building $26,110	$102,900 (-) Land $28,300 Building $74,600
2022	$1,548.00 Homeowner's exemption	$36,020 Land $9,910 Building $26,110	$102,900 Land $28,300 Building $74,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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