618 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 618 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2019)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Oct 2019 Transfer May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-009305`

Property Details

APN / Parcel Number

Primary APN	`D08-009305`
Alternative APNs	`050627.2-27-004-00` `D08SE019 00800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,108 sqft Living Area
1st Floor Area	1,384 sqft
Upper Floors Area	416 sqft
Basement Area	554 sqft
Unfinished Basement	138 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	185 ft deep x 31 ft wide
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	618 E CANAL ST
City	TROY
State	OH
Zip	45373-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 669 6 E SIDE & IN LOT 670 23.25' W SIDE
Legal Subdivision	PEARSON AND EDGES ADDITION
Legal Lot Number	669
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3003
Census Tract	365200

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 E CANAL ST, TROY, OH 45373-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Document Number	20192019OR-05776
Last Transfer Date	Oct 9, 2019
Transfer Doc	0000012460
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 22, 2019
Property Address	618 E CANAL ST, TROY, OH 45373-3621
Document Number	0000012460
Instrument Date	Oct 9, 2019
Instrument	12460
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E CANAL ST TROY OH 453733621, TROY, OH 45373-3621

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 31, 2019
Property Address	618 E CANAL ST, TROY, OH 45373-3621
Document Number	0000005776
Instrument Date	May 30, 2019
Instrument	5776
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E CANAL ST TROY OH 453733621, TROY, OH 45373-3621

Mortgage

Document Number	5777
Date	May 31, 2019
Instrument	5777

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (+23.69%) Homeowner's exemption	$57,300 (+47.99%) Land $6,200 Building $51,100	$163,700 (+48.01%) Land $17,700 Building $146,000
2024	$1,853.00 (+3.52%) Homeowner's exemption	$38,720 (-) Land $6,480 Building $32,240
2023	$1,790.00 (+13.43%) Homeowner's exemption	$38,720 (-) Land $6,480 Building $32,240	$110,600 (-) Land $18,500 Building $92,100
2022	$1,578.00 Homeowner's exemption	$38,720 Land $6,480 Building $32,240	$110,600 Land $18,500 Building $92,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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