627 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 627 E Canal St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1920
Lot Size0.141 acres (6,159 sqft)
OwnerTrust Name on File
Last Sale$42,000 (Sep 2012)
Tax Bill$1,235 (2025)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone X (minimal risk)
APND08-009440

Property Details

APN / Parcel Number

Primary APND08-009440
Alternative APNs
  • 050627.2-19-011-00
  • D08SE011 01000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area2,240 sqft
Basement Area560 sqft
Unfinished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,159 sqft (0.141 acres)
Lot Dimensions112 ft deep x 55 ft wide

Exterior Amenities

PorchSlab
Porch Area24 sqft
Patio Area224 sqft
Canopy224 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address627 E CANAL ST
CityTROY
StateOH
Zip45373-3620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 691 55.16X111.77 S PT
Legal Lot Number691
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3000
Census Tract365200

Owner

627 E Canal St is owner-occupied and held in a trust since September 2012.

Source: Miami County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address627 E CANAL ST, TROY, OH 45373-3620
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2012 · Amount on File
Deed SaleSep 17, 2012 · Amount on File
Prior SaleJan 1, 1990
Deed Document Number20122012OR-12509
Deed Book / Page301 / 920
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateMay 20, 2021
Property Address627 E CANAL ST, TROY, OH 45373-3620
Document Number0000008886
Instrument DateNov 30, 2020
Instrument8886
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1057 E MAIN ST TROY OH 453733446, TROY, OH 45373-3446

Tax Assessment & Valuation

The 2025 property tax bill for 627 E Canal St was $1,235, up 14% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,235.00 (+14.04%)$34,620 (+51.25%) Land $7,740 Building $26,880$98,900 Land $22,100 Building $76,800
2024$1,083.00 (+21.01%)$22,890 (-) Land $8,050 Building $14,840
2023$895.00 (+16.23%)$22,890 (-) Land $8,050 Building $14,840$65,400 (-) Land $23,000 Building $42,400
2022$770.00$22,890 Land $8,050 Building $14,840$65,400 Land $23,000 Building $42,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 E Canal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 627 E Canal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

Nearby Properties on E Canal St

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