614 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 614 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$3,000 (Jan 1993)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-009300`

Property Details

APN / Parcel Number

Primary APN	`D08-009300`
Alternative APNs	`050627.2-27-005-00` `D08SE019 00900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	2,340 sqft
Upper Floors Area	642 sqft
Basement Area	321 sqft
Unfinished Basement	321 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	185 ft deep x 52 ft wide
Porch	Slab
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	614 E CANAL ST
City	TROY
State	OH
Zip	45373-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 668 3 E SIDE & IL 669 49.25 W SIDE
Legal Lot Number	668
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3003
Census Tract	365200

Owner

614 E Canal St is owned by a company that acquired it in July 2022.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	614 E CANAL ST, TROY, OH 45373-3621
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jun 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1993 · Amount on File
Deed Sale	Jan 15, 1993 · Amount on File
Last Transfer Date	Jul 11, 2022
Transfer Doc	0000010575
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 12, 2022
Property Address	614 E CANAL ST, TROY, OH 45373-3621
Document Number	0000010575
Instrument Date	Jul 11, 2022
Instrument	2022OR-10575
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5185 DAVID DR, TIPP CITY, OH 45371-2815

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 15, 2022
Property Address	614 E CANAL ST, TROY, OH 45373-3621
Document Number	0000005986
Instrument Date	Apr 13, 2022
Instrument	2022OR-05986
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	518 S DAVID DRIEVE, TIPP CITY, OH 45371

Mortgage

Document Number	0000005987
Date	Apr 15, 2022
Instrument	2022OR-05987

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 15, 2020
Property Address	614 E CANAL ST, TROY, OH 45373-3621
Document Number	0000007727
Instrument Date	Jun 11, 2020
Instrument	7727
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5185 DAVID DR TIPP CITY OH 453712815, TIPP CITY, OH 45371-2815

May 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MIAMI OH
Recording Date	May 29, 2020
Property Address	614 E CANAL ST, TROY, OH 45373-3621
Document Number	0000006857
Instrument Date	May 27, 2020
Instrument	6857
Transaction Type	Foreclosure
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 614 E Canal St was $2,683, up 21% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00 (+21.02%)	$64,330 (+44.59%) Land $9,170 Building $55,160	$183,800 Land $26,200 Building $157,600
2024	$2,217.00 (+3.65%)	$44,490 (-) Land $9,560 Building $34,930
2023	$2,139.00 (+12.76%)	$44,490 (-) Land $9,560 Building $34,930	$127,100 (-) Land $27,300 Building $99,800
2022	$1,897.00	$44,490 Land $9,560 Building $34,930	$127,100 Land $27,300 Building $99,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 E Canal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 614 E Canal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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