625 E 2nd St, Cortez, CO 81321 Property Records

Montezuma County property record for 625 E 2nd St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1956
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$231,500 (Sep 2024)
Tax Bill	$825 (2025)
Deeds & Mortgages	May 2019 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010049`

Property Details

APN / Parcel Number

Primary APN	`R010049`
Alternative APN	`561126410004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010049
Street Address	625 E 2ND ST
City	CORTEZ
State	CO
Zip	81321-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 4 BLOCK: 2 B218 P364
Legal Subdivision	MCBRIDE ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1013
Census Tract	969400

Owner

Source: Montezuma County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 E 2ND ST, CORTEZ, CO 81321-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Beneficiary Deed, Transfer
Nov 21, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2024657837
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0000622949
Record Updated	Sep 20, 2026

May 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTEZUMA CO
Recording Date	May 20, 2019
Property Address	625 E 2ND ST, CORTEZ, CO 81321-3901
Document Number	0000622949
Instrument Date	Apr 30, 2019
Instrument	622949
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 EDWARDS ST NE, PALM BAY, FL 32905-5713

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Nov 21, 2017
Property Address	625 E 2ND ST, CORTEZ, CO 81321-3901
Document Number	0000614446
Map Reference	MB7 PG63
Instrument Date	Nov 21, 2017
Instrument	614446
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	625 E 2ND ST, CORTEZ, CO 81321-3901

Mortgage

Document Number	0000614447
Date	Nov 21, 2017
Instrument	614447

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+33.71%)	$16,366 (+36.18%) Land $1,707 Building $14,659	$205,613 (+36.18%) Land $21,450 Building $184,163
2024	$617.00 (+9.98%)	$12,018 (-26.7%) Land $2,108 Building $9,910	$150,982 (-26.7%) Land $26,486 Building $124,496
2023	$561.00 (+4.66%)	$16,396 (+48.02%) Land $2,876 Building $13,520	$205,982 (+48.01%) Land $36,135 Building $169,847
2022	$536.00	$11,077 Land $1,313 Building $9,764	$139,164 Land $16,500 Building $122,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications.

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